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I got an score alert today gaining 4 points when I checked the reason for the alert it stated my student loan account was update, it now list as a 0 balance and included in bankruptcy, I am so confused as I was told my student loan was not going to be included in my bankruptcy. it can not be discharged, Can anyone tell me if they will change it back once I am discharged. Wondering why they would go through hte trouble of changing it and then have to change it back, I am scared to inquire about it in case its a mistake. lol
Butter, this is correct.
It will not be discharged, but, show this way until you're discharged.
Once you're discharged, it will show back as it was before.
@0REDSOX7 wrote:Butter, this is correct.
It will not be discharged, but, show this way until you're discharged.
Once you're discharged, it will show back as it was before.
Thank you Redsox7, its only 3k i may keep that as my only debt to rebuild. Thanks again.
Have you checked all your reports?
Because for me, only two of the three have it listed like that. TU is the only one still reporting it as open...
so far its only my equifax that is reporting this way.I have no alerts on the others, so I figured no changes, I will pull them after my discharge so I can start disputing.
Sometimes, student loans CAN be discharged in bankruptcy. Private and/or non-federal (ie Stafford is federal) loans are not included. In other words, if the fed/state wouldn't seize your tax refund for the debt, it's dischargeable. http://www.huffingtonpost.com/steve-rhode/some-private-student-loan_b_3652935.html