I had filed a Ch 13 almost five years ago and since then my student loans do not report any payment history for the last 4 years. They show as "closed" and "pay as agreed" is this the right way for them to show even though there is a balance and I continue to pay on them outside of the chapter 13?
Also, what is the optimal way for my mortgage to be reporting? It currently says "paid as part of wage earner plan".
The student loans should again report the real history once the 13 is closed and you a re discharged from what is left. They have no choice but report it this way until the case is closed as they technically are under auto stays while the case is open.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."
"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."