the BK report/fraudsters calling 3 years post BK

[ChistineNJ]

i keep receiving weird calls from a local number so today i answer it, i get luxuary to talk to a nasty woman who seems to know all about my2013 bk and whom i filed it with and states that i owe a 2012 payday loan. when i asked her kindly to stop calling my house everyday she say oh i will call you everyday and hung up. so i called her back and she answered, then she says oh you filed BK so forget about it, so my mind is left with seveal questions, 1 if you knew i filed then why are you calling me? 2. why are you calling me about a debt i dont own (i never used a payday) and how do you know the last 4 of my social and whom i filed with, I know there are sites like pacer and the bk report but how did these ppl get my home and cell phone numbers... anyone with simular stories or insight?

[pizza1]

Id like to know as well. Our BK's are not far apart if remember correctly. You were a lot nicer than I would have been. I would have played that call out and let her know in no uncertain terms if she ever contacts me, family, or business in any way shape or form ever again, Id sue her and win, because trying to collect on a debt after a BK is totally against the law. Especially on one that didn't exist to begin with, and wasn't yours! Id win the case just because they are stupid.

[ChistineNJ]

oh i had some very choice and colorful words and came out or in to character (lol). I did remember that it is illegal to keep calling after you tell them not to, i just reported the number to the DNC.gov registry although i dobut it will help, just al lil sore because she knew my informatiion and i know it was a scam because i googled the number. What ticked me off was she was so nasty to begin with maybe because i knew her game beacuse beleive me i read her her rights if you know what i mean.

[grillandwinemaster]

Similar story here. I had an unsecured loan that I defaulted on when the economy exploded back in 08-09. I filled bk as a result. Every so often they still try and collect. The last time I received a collection letter from them I emailed them back with a copy of there collection letter, bk filling/case number, date of filling, and court house info.

I also CC'd a copy of that email to the CFPB. 

I have NEVER heard from them again!  

In your car, op, the debt is not even yours! Ludicrous, I say!

[jim44]

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@ChistineNJ wrote:

i keep receiving weird calls from a local number so today i answer it, i get luxuary to talk to a nasty woman who seems to know all about my2013 bk and whom i filed it with and states that i owe a 2012 payday loan. when i asked her kindly to stop calling my house everyday she say oh i will call you everyday and hung up. so i called her back and she answered, then she says oh you filed BK so forget about it, so my mind is left with seveal questions, 1 if you knew i filed then why are you calling me? 2. why are you calling me about a debt i dont own (i never used a payday) and how do you know the last 4 of my social and whom i filed with, I know there are sites like pacer and the bk report but how did these ppl get my home and cell phone numbers... anyone with simular stories or insight?

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OP, I feel your pain.   I signed up for one of those triple TV-INTERNET-HOMEPHONE plans where some poor sole has just given up the phone number assigned to me maybe 6 months prior. None of my friends or relatives know this number so I recieve three kinds of calls...... solicitors.......some from the local school board about the previous phone number owner's kid is skipping school AGAIN or some collection agency about a past due bill. I start arguing with the CA rep about why I should pay the bill they are calling me about to see how far they will go. After awhile I tell them they've contacted the wrong person.  I guess I'm not very nice to bill collectors.  

[Scupra]

I had one place call me and that's it. I asked her for her name, rep id #, name of company....then she stopped me to finally ask why I wanted this info. I simply said, "the debt was IIBK and I am noting every time you call in case I want to sue" All I heard was CLICK hahahaha