Bankruptcy

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amber78
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amber78
Posts: 7
Registered: ‎12-10-2012

want to have a NFCU but getting divorced from service member

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‎12-16-2012 07:22 AM

Im going through a divorce with a service member and I will be filing BK after the divorce. I know NFCU is very good and I would REALLY like to have them after the BK.  Do you think I could apply now, whil still married, and get in..but then Im not sure if they would shut me down after the BK.  Or do I wait until after the divorce, but then I dont know if I technically qualify.

Thoughts?

Starting Score: 511 (December 2012)
Current Score: 511
Goal Score: 701
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chasmith
Posts: 1,018
Registered: ‎05-26-2010

Re: want to have a NFCU but getting divorced from service member

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‎12-20-2012 01:50 PM

Obtain membership and open a savings account now.  Don't incur any debt.  As long as you don't cause them a loss you should be OK. 

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012 Gardening since 10/6/2012

Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 4/2/2011 EQ 682 1/14/2011 TU 665
Current Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Goal Score: EQ 700 TU 700
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bichonmom
Posts: 3,138
Registered: ‎05-05-2011

Re: want to have a NFCU but getting divorced from service member

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‎12-22-2012 03:32 PM

+1 just join now. You don't even need to do anything more than the $5 savings for your member share. Definitely join now, you will be so glad you did! They are so much better at helping people to rebuild. 

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EQ FICO 741 | TU FICO 745 (Walmart) | EX FAKO 768 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Rhaeny
Posts: 1,175
Registered: ‎07-24-2011

Re: want to have a NFCU but getting divorced from service member

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‎01-12-2013 05:10 PM

+1 to what everybody said.  You need to push the submit button on the membership now while STILL married.


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
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