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want to sell the house that was included in bankruptcy and not re affirmed

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Anonymous
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want to sell the house that was included in bankruptcy and not re affirmed

So, my house was included in chapter 7 and never re affirmed, I was not aware of it until it was discharged 9 years ago, I was always current on payments . now I want to sell the house. I am wondering if there are ever any issues selling since it was included and discharged? I am not sure if there is something special I need to do than just list it and sell it.

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DaveInAZ
Senior Contributor

Re: want to sell the house that was included in bankruptcy and not re affirmed

No, nothing specials is required, just list it & sell it. The bank has been amortizing the loan as if nothing happened, crediting the amount of the principal payment in your monthly payment against the loan balance - so your payoff balance will be what the balance was when you filed minus 9 years of payments.

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