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although im almost 2yrs post bk i keep getting a indicatior that I have a short credit history. at what point will it be considered that my credit history is no longer short? the oldest acct is 13 years old (sl account still open) ?
I would say two-four years is typically a short history. It took about 3 years before I stopped needing a co-signer due to insufficient credit history.
@ChistineNJ wrote:although im almost 2yrs post bk i keep getting a indicatior that I have a short credit history. at what point will it be considered that my credit history is no longer short? the oldest acct is 13 years old (sl account still open) ?
What is your current AAoA?
@ChistineNJ wrote:although im almost 2yrs post bk i keep getting a indicatior that I have a short credit history. at what point will it be considered that my credit history is no longer short? the oldest acct is 13 years old (sl account still open) ?
A minimum of two months of solid, ontime payment history on at least three tradelines.
I was told by one of the CRA's that 19 years aws a short credit history. Go figure.....
Wow ... 19 years aint short by any measure!