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what's worse??

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bbrentlinger
Regular Contributor

what's worse??

When it comes to credit score what's worse a hard pull our higher utilization?

Starting Score: EQ593 EX 633 TU 649
Current Score: EQ 593 EX 633 TU 649
Goal Score: 700


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Scupra
Super Contributor

Re: what's worse??


@bbrentlinger wrote:
When it comes to credit score what's worse a hard pull our higher utilization?

I would start by saying depends on what you consider "higher utilization" Usually util will impact score more than a single INQ

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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