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AMEX Blue Business Plus Approved!

Valued Contributor

Re: AMEX Blue Business Plus Approved!

I received a hp that showed up about a week later.  I only had one other account with Amex so maybe Amex did not "know" me as well as some you guys.

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Established Contributor

Re: AMEX Blue Business Plus Approved!

@Irish thanks again! And yes Amex is a special kind of lender when it comes down to that specific perk Smiley Wink

 

@driftless I know the feeling applied for my PRG early this year and recieved a hp a few days later so Im guessing my relationship has strengthened with them now.

I AMEX | BOA | Barclay | Chase | CiTi | CapOne | Discover | FNBO | NavyFed | PenFed | Sync l USAA | US Bank |
FICOO8 Scores As of 11/10/2017: TU 737 // EQ 730 // EXP 764 // TCL: $400k+ Club
New Contributor

Re: AMEX Blue Business Plus Approved!

From what I've seen as a divorce attorney representing a lot of small business owners, AmEx does not care if you use business cards for personal expenses or personal cards for business expenses. I've seen $2M+ per year in legit commercial construction expenses going through a personal card (held by business owner's relative btw so he was an authorized user) and I have seen countless business card statements where the owner is spending significant money on clearly personal items (like flights to Europe for their entire family, spa treatments, ski tickets, whatever). AmEx does not seem to care as long as you're a good customer.

Valued Contributor

Re: AMEX Blue Business Plus Approved!


mdd0214 wrote:

From what I've seen as a divorce attorney representing a lot of small business owners, AmEx does not care if you use business cards for personal expenses or personal cards for business expenses. I've seen $2M+ per year in legit commercial construction expenses going through a personal card (held by business owner's relative btw so he was an authorized user) and I have seen countless business card statements where the owner is spending significant money on clearly personal items (like flights to Europe for their entire family, spa treatments, ski tickets, whatever). AmEx does not seem to care as long as you're a good customer.


A lot of things could look like a business expense, but I put a haircut on my SPG Business card and they didn't seem to care.

Contributor

Re: AMEX Blue Business Plus Approved!


bruisedcredit wrote:

BPebbles wrote:

Congrats on the card and nice limit!  I like the 2X MR points and the no AF.  I'm waiting for the bonus to come around again.


Thanks BPebbles! I just missed it be a week. Just from reading through some of the blogs, frugalguy, millionmilesecrets etc, they seem confident in saying this card may never see the bonus points like that offer again in the very distant future so I just went for it. But you never know Amex has been know to suprise us.


I'm not in a rush.  I can wait. Smiley Happy

Established Contributor

Re: AMEX Blue Business Plus Approved!

As a general rule, I don't apply unless a promotional offer is out.


Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-765,Eq08-749,Tu08-741
Goal Score: Ex08-760,Eq08-760,Tu08-760


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