Reply
Frequent Contributor
pdog661
Posts: 377
Registered: ‎03-31-2012
0

AMEX business - HP personal credit file

Hi,

 

I just started my own company. 

 

I am planning on getting an AMEX card soon.  Will it result in a HP on my personal credit file?

Established Contributor
scenery_guy
Posts: 958
Registered: ‎07-24-2012
0

Re: AMEX business - HP personal credit file


pdog661 wrote:

Hi,

 

I just started my own company. 

 

I am planning on getting an AMEX card soon.  Will it result in a HP on my personal credit file?


Yes, an application for many (read: all) business credit cards will show a HP on your personal file. Good news is that will be the only mark on your personal file unless you default or become severely delinquent. 

 

If you are seriously in the market THIS WEEK I suggest you take a look at the Chase Ink business cards. Nice additional bonus thru this Sunday for Small Business Week. Chase is quite lenient with new business ventures as long as your personal credit is in good shape. Many people report getting an Ink card with zero $ in sales - in other words a start up. 

Frequent Contributor
pdog661
Posts: 377
Registered: ‎03-31-2012
0

Re: AMEX business - HP personal credit file

Great..... Thank you for the information.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}