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APPROVED - Two AmEx Business Cards

Established Contributor

APPROVED - Two AmEx Business Cards

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

 

 


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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Message 1 of 10
9 REPLIES
Moderator

Re: APPROVED - Two AmEx Business Cards


Uniqua wrote:

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

 

 


Congrats on the approvals.  Very  nice

Message 2 of 10
Established Contributor

Re: APPROVED - Two AmEx Business Cards

Thank you!


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 10
Frequent Contributor

Re: APPROVED - Two AmEx Business Cards


Uniqua wrote:

After reading this board, I finally got the courage to apply. LLC turning 6 years old in January and I've never applied for business credit in all these years (too scared of denials). I figured I needed to wait at least five years to apply with the big boy banks (which is what I prefer for the business anyway).  Since I already have a personal AmEx card, I will take a SP over a HP anyday.  Approved for the Business SimplyCash Plus card with $9,000 SL.  Five minutes later, I applied for the Blue Business Plus Card and was approved for $20,000 SL. Wish I had some balances to transfer to take advantage of the 15 mo. BT offer, but oh well.  My personal scores are hoovering around 700 (50 point decrease due to 3 new accounts reporting this year and balances on most of my credit cards even though my overall util is low).  I can rest now.  LOL

 

 


Very nice SL on both cards, especially the Blue Business Plus!  Congrats!!!  Smiley Happy Smiley Happy

Message 4 of 10
Valued Contributor

Re: APPROVED - Two AmEx Business Cards

Congrats on the two new Amex cards; those are two new cards from Amex that offer some really nice rewards!

I was going to garden... Honest!
Message 5 of 10
Valued Contributor

Re: APPROVED - Two AmEx Business Cards

Congrats . I like the  Amex Biz cards but we got the Chase  Ink last and have the Capital One Spark aslo and don't need another biz card

Message 6 of 10
New Contributor

Re: APPROVED - Two AmEx Business Cards

Congratulations! The Blue Business Plus is definitely on my list. Just not sure if I’m going after it this year. 

In the Garden until August 2018
Starting Score: 569 EX FICO 8 - Dec 2016 | Current Score: 662 EX FICO 8 | 689 TU FICO 8 - Jan 2018 | Goal Score: 720 EX / TU FICO 8 - May 2018
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Message 7 of 10
New Visitor

Re: APPROVED - Two AmEx Business Cards

congrats what was the application process like? 

Message 8 of 10
Established Contributor

Re: APPROVED - Two AmEx Business Cards

Very simple. They asked only a few questions.  I provided our FEIN, not my SSN, so I did not guaranty either application.  Once submitted, it took roughly 8-10 seconds to get the on-screen approval. 


Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


Take the FICO Fitness Challenge


Starting Score: 708
Current Score: 743
Goal Score: 800


Take the FICO Fitness Challenge
Message 9 of 10
Frequent Contributor

Re: APPROVED - Two AmEx Business Cards

Congrats! I was worried about app'ing too!  (I'm going to reasearch the cards you got to see if I need to add to my wish list!)

Message 10 of 10