cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Blue Plus CLI New account

Established Member

Amex Blue Plus CLI New account

Hello all,

 

I just got approved for the Amex blue plus. CL 13,500 I was hoping for atleast 30k as this is my CL on my Chase ink.  When it came to expenses on the application I answered a conservitive $7500 per month on that question and now I think I should have bumped it higher.

 

What are the chances of me calling them and getting them to increase a new account immidiately? Any success stories?  I am looking to transfer a bal for the 15 mo at 0% but this LOC isn't enough. I now feel as iv'e wasted a HP.  :/

Message 1 of 8
7 REPLIES
Senior Contributor

Re: Amex Blue Plus CLI New account

Just try it. Research here Amex 3x cli. You can also reallocate credit from another business or personal card so long as it's 12-13 mos old. That's a darn good starting limit. You know why? You won't want a limit above 25k with Amex unless you're ready to submit paperwork. HOWEVER many here have luck surpassing that 25k/card or 34.5k total exposure with ease!
EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 2 of 8
Established Member

Re: Amex Blue Plus CLI New account

Thanks!!

Called Amex today and here’s what I was told. For business cards you can request an immidiate CLI upon recieving the plastic.

Any personal accounts are not eligible for CLI increase until two full cycles 60 days. Once that has been completed you are eligible for up to 3x your CLI.

I am waiting to recieve my plastic to call and request the increase on my Blue plus.
Message 3 of 8
Epic Contributor

Re: Amex Blue Plus CLI New account


wrote:
Just try it. Research here Amex 3x cli. You can also reallocate credit from another business or personal card so long as it's 12-13 mos old. That's a darn good starting limit. You know why? You won't want a limit above 25k with Amex unless you're ready to submit paperwork. HOWEVER many here have luck surpassing that 25k/card or 34.5k total exposure with ease!

This is the myth that just won't go away... it's simply not true at all but we can't seem to stop saying it.

And now Amex has made it even easier because the system will pop up if they want verification and you can just back out and request lower amount until you hit the sweet spot of what they will give you without verification.

 

OP, I would just request the 3x CLI when you receive card... if it's a no, try again in 62 days.

Message 4 of 8
Established Member

Re: Amex Blue Plus CLI New account

Thank you for the clarification, I will take the advice and request the 3x. I am fine with providing documentation if need be.
Message 5 of 8
Regular Contributor

Re: Amex Blue Plus CLI New account

OP, I just posted my experience, similar to yours, in the business section. I'd say go for it, I was approved for cli today and the card has not even arrived yet.
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 6 of 8
Established Member

Re: Amex Blue Plus CLI New account

Thanks,

How did you access your account online before the plastic arrived? Keep inmind I dont have any current Amex accounts now.
Message 7 of 8
Member

Re: Amex Blue Plus CLI New account

Let me know how it goes. I'm in a similar situation with the same SL.

Chase Biz Marriot 30k| C1 Spark 23k| BOA Csh Rwd Biz 15k| BOA Spirit Biz 16k| Sams MC 15k| AMEX Biz Bl Csh+ 13.5k| Frontier WW MC 7.5k| Target MC 5k| Chase Amz Prime 5k| Cosotco Biz Visa 4k| Discover It 1.3k
FICO-8 EQ756, TU748, EX743.
Message 8 of 8