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Hello guys,
i got a letter for business prequalified Amex platinum card but I applied for blue cash and got approved , the time my blue cash got approved I was preapprovd for Amex gold but didn’t apply that time, it’s like 10 days back, now I am looking for a business credit card. What are my options.
thnaks
I wouldn't rush into too many cards all at once. I know that if you applied to two Amex cards on the same day you only got hit with a single inquiry, but spread over two days, you'll get dinged.
@Riopratap wrote:Hello guys,
i got a letter for business prequalified Amex platinum card but I applied for blue cash and got approved , the time my blue cash got approved I was preapprovd for Amex gold but didn’t apply that time, it’s like 10 days back, now I am looking for a business credit card. What are my options.
thnaks
If you really want the Business Platinum card, go for it. Your having recently gotten a personal revolver won't mean a thing. They'll be glad to take your huge annual fee payment.
But a word of caution.... unless you really get to use the MR points and other perks, the card isn't worth the annual fee. In my case it's been basically money down the drain.
Thanks guys,
I think I will wait for a month then I will apply for a buinesss card, I have to decide which one will be better.
I just want to separate my business expenditure from my personal spending.
If you received decent limit on your personal blue either new business blue plus or simply cash plus are great business revolving options. Otherwise, charge card is an easy approval.
Amex doesn't care about 2, sometimes even 3 apps in a day or couple week span! especially personal and business.
Also now that you are a cardholder, it's not a hp anymore for new apps!
Thanks ,
got 10k limit on blue cash personal. What do you think what would be the best card to choose ? Don’t want Amex platinum right now.
Cash
I mean I don’t want cash, I mean cash back.i have a good liquidity. Just want to have a separate business credit card with better cash back option.
@Creditaddict wrote:If you received decent limit on your personal blue either new business blue plus or simply cash plus are great business revolving options. Otherwise, charge card is an easy approval.
Amex doesn't care about 2, sometimes even 3 apps in a day or couple week span! especially personal and business.
Also now that you are a cardholder, it's not a hp anymore for new apps!
So if you are a personal card Amex holder, applying for an Amex business card will be a SP?