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Regular Contributor
Posts: 155
Registered: ‎11-01-2016
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Amex SPG Business app delayed for further verification?

[ Edited ]

I apped for SPG Biz and SPG (approved instantly for SPG) It's been over 10 days since my SPB biz application. I called and they told me there are 2 parts. The personal part went through fine and now they need to do part 2 with the business team. 


I thought you DID NOT need to have an ACTUAL business for this card. Amex never asked for my EIN (I do have a business). I suggested to the call rep that maybe it would speed things up if I provided that. He said ok and apparently made a note of it. Anyone have any comments or experience with this? I thought it was a little odd.


There was a huge sign up incentive going right now. 70K starwood points combined. Thats why I apped for both at the same time.

Valued Contributor
Posts: 2,255
Registered: ‎02-14-2016
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Re: Amex SPG Business app delayed for further verification?

Definitely a delay because you applied for two revolvers at once, but I'm not sure why it would be so long. I did that last year without knowing the amex rules but all they did was deny app 2, wait 5 days then approve it.
Senior Contributor
Posts: 3,855
Registered: ‎05-24-2015
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Re: Amex SPG Business app delayed for further verification?

Same here, went for SPG Biz as well.  Friend said his blue biz took almost 2 weeks to get approved so nothing to worry about.

EQ 730, TU 730, EX 720. INQs EQ-2, TU-13, EX-12 AAOA 4yrs Util 3% Inspiration: Themanwhocan's Cash Back Charts

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