I decided it was time to start building business credit for my business, so I went to the OPEN site to apply and decided to call in to app, a lot of the language was confusing and I didn't want to put inaccurate info in the app. Went through all the disclousures and submitted the app, rep told me it went to pending. After I hanged up I called New Accounts, apparently New Accounts handles both personal and business apps. After rep processed app, came back approved for $22.2k with mid-tier APR of 17.49%. SHOCKED!! With all my recent activity, and a new car lease reporting I thought I would get denied or get a $1-5k CL with max APR. I plan on getting a CLI on mt EDP in the next few months and then combining every revolver into a 35-40k CL (but thats 9+ months away). This also puts me past 300k in credit limits, $301.05k to be exact. Not to bad for a 19 year old...
Data Points:
Pulled EX at 719 (down because of recent balances reporting, but PIF as always), my first revolver with amex was a $1k CL with max apr (BCP), second was EDP and approved with a 10k CL with max apr, and now this, about 3 months between each account opening, so they seem to be liking me more and more.
Another belated congrats. Got approved around the same time myself. Did you get the $250 for $3K spend promo, as well?
