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I was looking for investors or lenders to help start a restaurant prosperity lending told me to apply at amone.com has anyone used them?
I'm tired so don't want to dwell into all info off site but it doesn't really look like anything that you would want... I mean at first clance yes it seems like loans, fixing, etc. are options but it all is same form and is it even going to different departments or actual banks or are they just like that other terrible once I have gotten twice that offer you loan but then once they have approval from you to pull credit, they then say sorry no options for loan but did you think about consolidating in credit counseling, or settlements and destory your credit more or make you do damage even more to try to settle. I could be wrong, but tip toe softly into that water with out others chiming in with personal experience.
Not sure about them but finding lending for a restaurant is very very difficult .. Your best bet is always a private investor if you can find one. Even people with great personal credit get turned down for lending when it involves a restaurant or bar. My wife and I do restaurant consulting and see it all the time.
where should i start looking for an investor? i've received an email from Subprime Business Funding, LLC website is subprimebusinessfunding.com another investor is james bullock with JDb financial llc
The sub prime business funding looks like a advance type loan on credit card transactions. The second site is just a middle man type company..
Honestly you would need to know of some one that would invest in the restaurant.. A friend or a friend of a friend.. Or with strong personal credit and collateral
you could get a loan at a local bank. But you would have to put up something of that value (house, Boat, etc).
what is your experience within the industry?
I've been cooking for years i cook since i was young for my family and other people over 30 years they've all said i should start my own restaurant
No experience working in any restaurants at all?? To be blunt you won't find any private investors or lenders with out experience "running" a restaurant.
Restaurants are a tough business and its alot more then just cooking good food... You need to go work in a few different restaurants and work your way into management and then think about opening your own restaurant.. I have seen many many restaurants fail and its do to lack of experience and the will and drive to run a restaurant.
+1 Being able to cook and being able to run a business are two totally different things.
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plenty of people have ran a business and not knowing how to cook then had to close down and if they don't know how to run a business they hire someone to run it for them i'm not worried about that there are a lot of people opening a business for the first time in my city there are lots of people that have opened a business for their first time and still open because they know how to cook don't know how it will go until it's open not letting that stop me