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Epic Contributor
Creditaddict
Posts: 22,037
Registered: ‎10-23-2007
0

Anyone Recent Bank of America info

They still pull EX right?

They picky about new accounts and INQ? Have pre-qual for personal, should be good for business you think also?

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
scenery_guy
Posts: 936
Registered: ‎07-24-2012
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Re: Anyone Recent Bank of America info


Creditaddict wrote:

They still pull EX right?

They picky about new accounts and INQ? Have pre-qual for personal, should be good for business you think also?


I got double pulled for a new personal card a couple weeks ago, EX and TU. The second pull was for recon. I am pull heavy on EX and it was never mentioned. I'm just guessing that you should be fine as I doubt their criteria would vary much from personal to business. 

Senior Contributor
Open123
Posts: 4,219
Registered: ‎02-23-2011
0

Re: Anyone Recent Bank of America info

BofA has always pulled Ex for me.

 

Have a targetted offer for 0% on 12 months on a business card, but the public one is 0% for 9 months.  However, I'm not sure if it reports to personal or not, since I've never had a business card with BofA.

 

Also, seems to me more and more issuers are pulling 2 bureaus.

Established Contributor
scenery_guy
Posts: 936
Registered: ‎07-24-2012
0

Re: Anyone Recent Bank of America info


Open123 wrote:

BofA has always pulled Ex for me.

 

Have a targetted offer for 0% on 12 months on a business card, but the public one is 0% for 9 months.  However, I'm not sure if it reports to personal or not, since I've never had a business card with BofA.

 

Also, seems to me more and more issuers are pulling 2 bureaus.


Sure seems that way, even if it's like they just did with me. Pending approval with EX pull, call for recon and they slip in the TU and give instant approval. I have more funds on deposit with them than they gave in CL - and for that privilege it cost me two HP. 

Senior Contributor
lg8302ch
Posts: 3,049
Registered: ‎11-13-2012
0

Re: Anyone Recent Bank of America info

account openings usually are EX and I believe CLI are TU. Never did a CLI myself so can confirm only account openings
FICO® EQ 791 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Epic Contributor
Creditaddict
Posts: 22,037
Registered: ‎10-23-2007
0

Re: Anyone Recent Bank of America info

Oh didn't realize this was still around so I'll update to now:

Personal Card Instant approved for $15k EX only

Business Card needs documents (Received letter today asking for business info, and proof that this person is allowed to take out credit in business name)

They pulled EX and EQ same day as the personal EX pull.

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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