Reply
Regular Contributor
370Z
Posts: 213
Registered: ‎06-15-2013
0

Re: Anyone have a Chase Ink Classic?


SuperKirby wrote:

370Z wrote:

KhuKhu wrote:

370Z wrote:

I will be downgrading my Ink Plus (world elite mastercard) next month to an Ink Classic (open 13 months). Does anyone know what type of mastercard it is: platinum, world, world elite (doubt it)? Not a big deal really, but just curious. Thanks.

 

Edit: I think I won't downgrade next month. I may try out the card for a second year and reassess then.


Is the Ink Plus downgrade to an Ink Classic/Cash always gauranteed (after 12 months) or is it a YMMV situation?


I called the regular CSR number after the 12th and 13th statements, and both times, I was told my card was ineligible for the downgrade. After giving it some more thought, I decided not to downgrade. I was one of the first to ever get the Ink Plus card, so at this point without more anecdotal evidence, I'm not sure if the card can even be downgraded.


Wow, that is unfortunate. I wonder why. Did they give you a reason? Are you trying again after the 14th statement?

 

When did you open up your Ink Plus card, and how come that might make it ineligible if it's "old"?


Both CSRs told me the computer system would not allow it, as it wasn't an available option. I won't be trying again. I've decided, based on my spending patterns, the Ink is more valuable than the CSP. There's a small chance I may downgrade the CSP instead next year. I'll just have to see how my spending adds up before the AF hits.
I applied for the Ink Plus right when it came out last summer (early July) on a targeted offer. A single purchase to get the sign-up bonus, 10.24% APR, and no business questions asked when activating it.

Citi AAdvantage Plat. VS - 10k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton HHonors - 5.8k -12.24% - 8/13 ~ Chase IHG WMC - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14
Frequent Contributor
SuperKirby
Posts: 487
Registered: ‎02-08-2013
0

Re: Anyone have a Chase Ink Classic?

thanks for the info, 370Z

     

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}