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App'd for the Amex Business Gold today

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jologan79
Frequent Contributor

App'd for the Amex Business Gold today

So I decided to step out the garden... (I wasn't there long)

I app'd for the Amex business gold. I was asked to connect amex to finish processing the application and the gentlemen stated that they were having problems pulling credit reports. I'll note that wasn't because I had them lock, it was because of something internal to Amex. He told me to check back in 36-48hrs.

 

Has anyone else incountered this?


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 1 of 12
11 REPLIES 11
myjourney
Super Contributor

Re: App'd for the Amex Business Gold today

Good luck 

I had an app stuck in the system for 24 hours and then called ony to be told "don't know why that happened but you're approved" Shurgs IDK

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
jologan79
Frequent Contributor

Re: App'd for the Amex Business Gold today

I app'd last Wednesday...Still no anwswer and no joy....

I need a backdoor number...For a credit decision maker...


@myjourney wrote:

Good luck 

I had an app stuck in the system for 24 hours and then called ony to be told "don't know why that happened but you're approved" Shurgs IDK


 


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 3 of 12
myjourney
Super Contributor

Re: App'd for the Amex Business Gold today


@jologan79 wrote:

I app'd last Wednesday...Still no anwswer and no joy....

I need a backdoor number...For a credit decision maker...


@myjourney wrote:

Good luck 

I had an app stuck in the system for 24 hours and then called ony to be told "don't know why that happened but you're approved" Shurgs IDK


 


Call this number and tell them it's a business app and they'll transfer you 

Good luck 

AmEx: 800-567-1083

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 12
jologan79
Frequent Contributor

Re: App'd for the Amex Business Gold today

Thanks..... Ill try it in the morning..

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 5 of 12
myjourney
Super Contributor

Re: App'd for the Amex Business Gold today


@jologan79 wrote:
Thanks..... Ill try it in the morning..

Let us know the outcome 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 12
jologan79
Frequent Contributor

Re: App'd for the Amex Business Gold today

I called and the lady said she would see about having it expidated. She told me to call back later today...

 

Fingers crossed...


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 7 of 12
IWOL
Established Contributor

Re: App'd for the Amex Business Gold today

This is a great card for business spend if you can utilize alot of spend in one of the 3X cats.

 

I chose shipping for mine and we spend around $15K a month on Fed Ex and UPS so earning 45K MR's every month on this card up to 300K MR,s for the year at 3X.


Message 8 of 12
myjourney
Super Contributor

Re: App'd for the Amex Business Gold today


@jologan79 wrote:

I called and the lady said she would see about having it expidated. She told me to call back later today...

 

Fingers crossed...


So that means ....drum role pls 

APPROVED 

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 12
jologan79
Frequent Contributor

Re: App'd for the Amex Business Gold today

Still no joy.... I called and some man (sounded like he was in Indiana) told me the same thing... No answer it's still pending review..

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 10 of 12
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