Reply
Established Member
mikey4833
Posts: 90
Registered: ‎01-26-2013
0

Applied Bank Visa Business Card approved

I have a cap 1 classic spark card. $750 limit I have hardly no way of getting a decent card so I went with Applied Bank Visa Business. I posted this over in the credit card section but I think it should of been here, Does it build business credit? Or is it simply a stepping stone and nothing more? Anyone have it let me know your experience any newbees or experienced people in business credit. My business is a sole proprietorship. Online retail drop ship self defense website (another company ships for me) I have no need for business license or fictious name filing in PA because I'm a stockless retailer and I file schedule C. I have way too many inquiries I went on a app spree with already 40+ inquiries on my credit. I am screwed ain't I with my personal cards I have a BK 4 years old as well. My fico and fako scores are below.


Starting Score: TU:599 EXP: 596 EQ: 595 Starting Year 2009
Current Score: TU:715 (685 FAKO) EXP:647 (673 FAKO) EQX: 637 (FAKO 615) - All on 04/24/13 In the garden until 05/2014 because too many inq and low AAoA 1.4 mo. My BK chap 7 will be 4 yrs old July 2013
Goal Score: 760+ across the board by next year July 2014 5 yrs after BK


Take the myFICO Fitness Challenge
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Applied Bank Visa Business Card approved

Congrats

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Member
mikey4833
Posts: 90
Registered: ‎01-26-2013
0

Re: Applied Bank Visa Business Card approved


myjourney wrote:

Congrats


Thank you it feels good to be approved for business card even though some people said I'm nuts because check it out for yourself www.appliedbank.com $125 1 time fee and the $10 a month isn't nothing to me. Its like having a fake Amex lol of course without the great service.. At least I got the prepaid cards of theirs they are the best ones there is in prepaid cards. 


Starting Score: TU:599 EXP: 596 EQ: 595 Starting Year 2009
Current Score: TU:715 (685 FAKO) EXP:647 (673 FAKO) EQX: 637 (FAKO 615) - All on 04/24/13 In the garden until 05/2014 because too many inq and low AAoA 1.4 mo. My BK chap 7 will be 4 yrs old July 2013
Goal Score: 760+ across the board by next year July 2014 5 yrs after BK


Take the myFICO Fitness Challenge
New Contributor
Project17
Posts: 132
Registered: ‎11-21-2012
0

Re: Applied Bank Visa Business Card approved

Keep in mind they don't report to business CRA's so if your looking for that benefit you will be disappointed.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}