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I received a mailer for AMEX simply cash and decied to apply for the card. After I filled out my info it pretty much says to call them. To better my chances, what types of question generally will they ask? Fairly new LLC started in Feb. Really nervous because I have worked on establishing my credit for 2 yrs now. I have only 2 derogertories on my credit report one paid off and one open collections. Current Fico EX 668, TU 669, EQ 645
If it specifically says to call them and a phone number was provided, it's probably just a verification issue. Just open with "I applied for the SimplyCash card and it is under review. Is there additional information I can provide to complete the process?" Then just answer the analyst's questions honestly.
Wow!
@mr_man wrote:I received a mailer for AMEX simply cash and decied to apply for the card. After I filled out my info it pretty much says to call them. To better my chances, what types of question generally will they ask? Fairly new LLC started in Feb. Really nervous because I have worked on establishing my credit for 2 yrs now. I have only 2 derogertories on my credit report one paid off and one open collections. Current Fico EX 668, TU 669, EQ 645
Mine went pending...called in...just needed to verify my identity. Only asked my year of birth. EASY PEASY!
currently on the phone and they are trying to verify a phone number because of the fraud alert i placed on my account
@mr_man wrote:currently on the phone and they are trying to verify a phone number because of the fraud alert i placed on my account
Cool. Let us know what happens!
I was Approved!! Don't know the cl because I was too shocked to ask, lol. Card will arrive in 2-3 business days
Does anyone know how this card reports to personal credit?
@mr_man wrote:Does anyone know how this card reports to personal credit?
It doesn't. Congrats!
@mr_man wrote:I was Approved!! Don't know the cl because I was too shocked to ask, lol. Card will arrive in 2-3 business days
Congrats!! It will not report to your personal report.