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Applied for Amex Simply Cash...Application pending!

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mr_man
New Member

Applied for Amex Simply Cash...Application pending!

I received a mailer for AMEX simply cash and decied to apply for the card. After I filled out my info it pretty much says to call them. To better my chances, what types of question generally will they ask? Fairly new LLC started in Feb. Really nervous because I have worked on establishing my credit for 2 yrs now. I have only 2 derogertories on my credit report one paid off and one open collections. Current Fico EX 668, TU 669, EQ 645

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Applied for Amex Simply Cash...Application pending!

If it specifically says to call them and a phone number was provided, it's probably just a verification issue. Just open with "I applied for the SimplyCash card and it is under review. Is there additional information I can provide to complete the process?" Then just answer the analyst's questions honestly.

Message 2 of 12
Anonymous
Not applicable

Re: Applied for Amex Simply Cash...Application pending!

Wow!

 

Posts: 1
Registered: ‎08-03-2008
 
You aren't very talkative. Smiley LOL
Message 3 of 12
jefftca925
Established Contributor

Re: Applied for Amex Simply Cash...Application pending!


@mr_man wrote:

I received a mailer for AMEX simply cash and decied to apply for the card. After I filled out my info it pretty much says to call them. To better my chances, what types of question generally will they ask? Fairly new LLC started in Feb. Really nervous because I have worked on establishing my credit for 2 yrs now. I have only 2 derogertories on my credit report one paid off and one open collections. Current Fico EX 668, TU 669, EQ 645


Mine went pending...called in...just needed to verify my identity.  Only asked my year of birth.  EASY PEASY!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 4 of 12
mr_man
New Member

Re: Applied for Amex Simply Cash...Application pending!

currently on the phone and they are trying to verify a phone number because of the fraud alert i placed on my account

Message 5 of 12
Anonymous
Not applicable

Re: Applied for Amex Simply Cash...Application pending!


@mr_man wrote:

currently on the phone and they are trying to verify a phone number because of the fraud alert i placed on my account


Cool. Let us know what happens!

Message 6 of 12
mr_man
New Member

Re: Applied for Amex Simply Cash...Application pending!

I was Approved!! Don't know the cl because I was too shocked to ask, lol. Card will arrive in 2-3 business days

Message 7 of 12
mr_man
New Member

Re: Applied for Amex Simply Cash...Application pending!

Does anyone know how this card reports to personal credit?

Message 8 of 12
Anonymous
Not applicable

Re: Applied for Amex Simply Cash...Application pending!


@mr_man wrote:

Does anyone know how this card reports to personal credit?


It doesn't. Congrats!

Message 9 of 12
Anonymous
Not applicable

Re: Applied for Amex Simply Cash...Application pending!


@mr_man wrote:

I was Approved!! Don't know the cl because I was too shocked to ask, lol. Card will arrive in 2-3 business days


Congrats!!  It will not report to your personal report.

Message 10 of 12
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