Applying for 2 Chase Business Cards at Once

[Fleuriste]

In addition to 5/24 applying for Chase business card apps, they also have a 0/30 rule for business applications.  They will not approve you if you have another application within the past 30 days.  So it is never a good idea to apply for two business cards at once.

Apply for the SW biz now and be careful not to hit your minimum spends on either card until 2018. Wait at least 30 days before you apply for the Ink.  

[Anonymous]

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@Fleuriste wrote:

In addition to 5/24 applying for Chase business card apps, they also have a 0/30 rule for business applications.  They will not approve you if you have another application within the past 30 days.  So it is never a good idea to apply for two business cards at once.

Apply for the SW biz now and be careful not to hit your minimum spends on either card until 2018. Wait at least 30 days before you apply for the Ink.  

Did not know that, thanks for sharing!

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[yowhatimean]

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@Fleuriste wrote:

In addition to 5/24 applying for Chase business card apps, they also have a 0/30 rule for business applications.  They will not approve you if you have another application within the past 30 days.  So it is never a good idea to apply for two business cards at once.

Apply for the SW biz now and be careful not to hit your minimum spends on either card until 2018. Wait at least 30 days before you apply for the Ink.  

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Thanks for the great tip. Didn't know about that business app rule.

[Vegas4Play]

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@Anonymous wrote:

Chase business card approvals consider 5/24 during application time, but don't count towards it. So since you're at 4/24 now (with the AU), even after you apply and are approved for 2 business cards you'll still be 4/24. If you add a personal card that'll put you at 5/24 and then you'll be denied from Chase business cards for being 5/24. 

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So let me get this straight ALK11.

I'm 4/24 as of today 10/27, I have an AU card I am having removed from my credit, so will be 3/24 hopefully by the 1st. I have been waiting to apply for the CSR and Ink Prefer. So it is best to apply for the Ink then the CSR correct?  Is there a certain amount of time I should wait between? Can I apply for both at once since one is personal and 1 business.

This will be first business card, fico 8's 760-785, uti 6%, Freedom 2 yrs old 5k limit.

[Vegas4Play]

I also have chase pers. and bus checking accts.

[Anonymous]

I don't know all of Chase's rules, but I just did a lot of research on 5/24 and business cards before I applied. If you're 3/24 it shouldn't matter what card you apply for first. If it's the CSR then you'll be at 4/24 when you apply for the Ink and still be good. If you apply for the Ink first then you'll be at 3/24 when you apply for the CSR and still be good. So from a 5/24 standpoint it really doesn't matter. I don't know about Chase's other rules like the 0/30 someone mentioned. I don't know if that's 0 apps total in 30 days or just 0 business apps.

[Vegas4Play]

Thank you !!! So I had 2 drinks and headed to Chase branch this afternoon 2 PM. Talked to the banker and did the Ink preferred app. Instant approval for 14k, came home did a referral link for CSR....and BOOM almost fell off my chair !!!

Took 2 years from discharge but worth it!!!

[Anonymous]

Only $35,000???  Call and recon and demand $35,001!!

Kidding... CONGRATS!

[Vegas4Play]

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@Anonymous wrote:

Only $35,000???  Call and recon and demand $35,001!!

Kidding... CONGRATS!

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Laughing my but off.... I read that twice like should I ask for more, lol 

TY

[yowhatimean]

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@Vegas4Play wrote:

Thank you !!! So I had 2 drinks and headed to Chase branch this afternoon 2 PM. Talked to the banker and did the Ink preferred app. Instant approval for 14k, came home did a referral link for CSR....and BOOM almost fell off my chair !!!

Took 2 years from discharge but worth it!!!

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Congrats, way to do some major damage in one day! When did you do your last app for a business and non business card?