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Did any one apply and approved for Capital One® Spark® Classic for Business. My scroes are in the 670 range and looking for a business card. What are the chances of this cards approval? I do have two cards with CapitalOne in good standing.
@Anonymous wrote:
Spark classic for business will report to your personal also. I got mine with similar scores when all other banks (Amex, Citi, USAmeri bank) denied. Some users mentioned that it is hard to get CLI later on this card.
I was very impulsive and pulled the trigger.I applied online and got 7-10 day message. Let us wait and see what happens. If I get it I'll get it. If not I'll let the Inqury effect lapse in 12 months and move on. At present I do have one CapitalOne personal card and one CapitalOne Biz card for business that I started about 10 years ago. Later my credit scores went down the drain as I purused higher educaiton. Few days ago I have decided to pull my scores back up again. I paid of lot of credit card debt in the last 6 weeks and my scores jumped 60 points to 687. I am planning on paying off more debt on cards soon and hopefully my scores should go back into 700's soon. Instead, I should have waited for 6 months and apply for Amex and Chase Biz Cards which seems to be the Cream of Credit Cards.
Claaic Spark is probably the easiest to get biz card. It tends to start with very low limit. The 1% cb is ok But the 2% regular is a lot more fun. Sometime after 6 months or a year they will let you upgrqade usually. We have had the regular for several years for our biz and are now awaiting to get over 5/24 for Chase so we can get a Chase Ink.
I was approved for Spark Cash a few months back.. tons of personal Inq, 665Eq,754TU,678Ex $10K SL
@fltireguy wrote:I was approved for Spark Cash a few months back.. tons of personal Inq, 665Eq,754TU,678Ex $10K SL
They asked for Corporate Articles and other documents. I have sent it to them today. I should know in the next few days if they approve the card. Let us see.
If they asked for corp docs the clamp down must go beyond personal accounts. We never had to supply that to them.
@Anonymous wrote:If they asked for corp docs the clamp down must go beyond personal accounts. We never had to supply that to them.
Oh well. We will see. . I do have two cards with them in good standing. I already have a business account may be that is the reason they are asking the documents for new company. We will know soon.
Do you have a full D&B file? I know they pulled ours. it was complete as we do government contracts
@Anonymous wrote:Do you have a full D&B file? I know they pulled ours. it was complete as we do government contracts
It is a new company that I am promoting. The company is operational for couple of years. It is self funded so I did not setup a D&B account yet. I should do that one of these days and start building corporate credit. It is a Biotech startup and most likely some big company will buy us out soon. I did not bother setting up the D&B profie yet.