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@chbartel wrote:
@chbartel wrote:I would think they would leave a message if I don't answer, so I gess I will see...
update on this one, I got $20k no PG!
Now I need to target Sam's club. They run it through Synchrony Bank which isn't as liberable yet....I have 2500 with Amazon and 1500 with Lowes. I may wait 4-6 months for these to all report before applying at Sams club....
Whats your business credit like? How long in business, number of tradelines, paydex score, how high of tradelines do you have reporting?
@chbartel wrote:
Highest tradeline before this was 7500 but have several in the 2500 to 3000 range that are St leastb6 months old.
Business 4 years old. No late payments.
I don't know paydex score. Have 5 trades reporting on d and b but I know more than that on equifax and experian
Congrats. Could you provide the vendors or creditors you use and if you PG with any of them? Trying to avoid PG anything to keep complete separation between me and the corp so I do have several tradelines and looking to add on and use for several months before attempting to apply for any card thats dont require a PG
@dariusc93 wrote:
@chbartel wrote:
Highest tradeline before this was 7500 but have several in the 2500 to 3000 range that are St leastb6 months old.
Business 4 years old. No late payments.
I don't know paydex score. Have 5 trades reporting on d and b but I know more than that on equifax and experianCongrats. Could you provide the vendors or creditors you use and if you PG with any of them? Trying to avoid PG anything to keep complete separation between me and the corp so I do have several tradelines and looking to add on and use for several months before attempting to apply for any card thats dont require a PG
Here is what I have so far. The Menards one I thought I was approved for, but they were confused with my approval for the Cotsco line...I will do application again in 4-5 months after I have good reporting of the Cotsco line. I'll ask for $10k, but will ask to increase my Cotsco line to $15k first. I had some smaller trades, such as Quils and other small lines to start, but it seems after 2 years in business and foot in door at Amazon, Wex, I started getting approvals on almost everything moving forward. I got appoved for BP Gas for $3k, but realized they charge $10/month, so I canceled that card.
The ones below with no credit limit are ones I am applying for in the future. I can't sem to crack Dell yet, but will try in 4-6 months. I think the Cotsco and the BJ's $20k limiti will really help my lines grow quickly.
Name of Company | When received | Issuing bank | current credit limit |
Staples | 2/15/2015 | Citi Bank | $700.00 |
Cotsco | 2/1/2015 | Capital One Business | $7,500.00 |
Amazon | 7/1/2014 | Synchrony Bank(SYNCB) | $2,500.00 |
BJ's business mastercard | 3/26/2015 | Comenity Capital Ban | $20,000.00 |
Home Depot | 3/1/2015 | Citi Bank | $2,000.00 |
Lowes | 3/1/2015 | Synchrony Bank | $1,500.00 |
Wex fleet services | 6/1/2014 | Wex | $3,200.00 |
Shell | 3/10/2015 | Citi Bank | $3,000.00 |
http://www.mscdirect.com/ | 3/15/2015 | MSC Direct | $1,000.00 |
Chevron Texeco | 3/20/2015 | Fleetcor | $1,200.00 |
Tiger Direct | 3/1/2015 | don't remember | |
Fedex | 3/1/2015 | Fedex | |
Citgo | 3/22/2015 | Wex | $2,500.00 |
Exxon Mobile | Citi Bank | ||
Sams Club Mastercard | Synchrony Bank | ||
Menards | Capital One Business | ||
https://www.myrepublicbank.com/business-credit-card.htm | |||
BestBuy | |||
Dell | |||
Ikea | |||
Midas |
@chbartel wrote:
@dariusc93 wrote:
@chbartel wrote:
Highest tradeline before this was 7500 but have several in the 2500 to 3000 range that are St leastb6 months old.
Business 4 years old. No late payments.
I don't know paydex score. Have 5 trades reporting on d and b but I know more than that on equifax and experianCongrats. Could you provide the vendors or creditors you use and if you PG with any of them? Trying to avoid PG anything to keep complete separation between me and the corp so I do have several tradelines and looking to add on and use for several months before attempting to apply for any card thats dont require a PG
Here is what I have so far. The Menards one I thought I was approved for, but they were confused with my approval for the Cotsco line...I will do application again in 4-5 months after I have good reporting of the Cotsco line. I'll ask for $10k, but will ask to increase my Cotsco line to $15k first. I had some smaller trades, such as Quils and other small lines to start, but it seems after 2 years in business and foot in door at Amazon, Wex, I started getting approvals on almost everything moving forward. I got appoved for BP Gas for $3k, but realized they charge $10/month, so I canceled that card.
The ones below with no credit limit are ones I am applying for in the future. I can't sem to crack Dell yet, but will try in 4-6 months. I think the Cotsco and the BJ's $20k limiti will really help my lines grow quickly.
Name of Company When received Issuing bank current credit limit Staples 2/15/2015 Citi Bank $700.00 Cotsco 2/1/2015 Capital One Business $7,500.00 Amazon 7/1/2014 Synchrony Bank(SYNCB) $2,500.00 BJ's business mastercard 3/26/2015 Comenity Capital Ban $20,000.00 Home Depot 3/1/2015 Citi Bank $2,000.00 Lowes 3/1/2015 Synchrony Bank $1,500.00 Wex fleet services 6/1/2014 Wex $3,200.00 Shell 3/10/2015 Citi Bank $3,000.00 http://www.mscdirect.com/ 3/15/2015 MSC Direct $1,000.00 Chevron Texeco 3/20/2015 Fleetcor $1,200.00 Tiger Direct 3/1/2015 don't remember Fedex 3/1/2015 Fedex Citgo 3/22/2015 Wex $2,500.00 Exxon Mobile Citi Bank Sams Club Mastercard Synchrony Bank Menards Capital One Business https://www.myrepublicbank.com/business-credit-card.htm BestBuy Dell Ikea Midas
Wow. No PG on those cards?
@Anonymous wrote:Do anybody know what report comenity pull...... DnB, Exp, Equ???
Supposedly I'll know in 7-10 business days.
They are a stickler that your phone number must match what's in the report they pull. If your app fails processing for some reason, you also cannot reapply for 60 days. (grumble, grumble, grumble)
If there are no locations in our state can we still apply?
Ok awesome so do I just apply for membership online and then call in the app??