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Established Member
Posts: 22
Registered: ‎05-26-2008
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Approved for Conoco & Amazon with no PG today!!

Today I got approved for $3000 on a conoco phillips fleet card and a $1500 amazon business line of credit with NO PG. Only EIN number !! I do have a well established Paydex of 80 and I had no idea I had an Equifax small business credit report, but upon paying $15 to pull it I have 3 accounts that have reported perfectly. 

 

So there is credit out there with NO PG.....

 

Christopher

Regular Contributor
Posts: 229
Registered: ‎12-12-2010
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Re: Approved for Conoco & Amazon with no PG today!!

Hey Congrats to you! I bet it was exciting to realize that you had built enough credit without PG. That's cool that you also had an EQ and didn't realize it.  I didn't even realize that small biz could have an EQ, so thanks for sharing that tidbit Smiley Very Happy


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


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Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
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Re: Approved for Conoco & Amazon with no PG today!!

What kind of credit does your business have that equifax generated report?


Starting Score: 0
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Established Member
Posts: 22
Registered: ‎05-26-2008
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Re: Approved for Conoco & Amazon with no PG today!!

I had three capital one "business" credit cards. Sure they reported to personal and all had $1000 limits, but they also reported to Equifax. I also have a conoco fleet card and they report there too.

 

Also two days ago I was approved for a Exxon universal fleet card $4000 limit with no PG either. 

Yesterday I was approved for $1000 with Lowes business with no PG either.....thats 4 NO PG credit lines in two weeks. 

 

All I did was build up 5 trade lines with DNB and then use capital one to report to a bureau and no it seems like my business credit it taking off!!!

 

Any questions just ask away.. I don't mind helping others

 

Christopher

 

Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
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Re: Approved for Conoco & Amazon with no PG today!!

Thanks Chritopher Im gonna have many for you as soon as I finish with Experian on personal CR.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Epic Contributor
Posts: 25,517
Registered: ‎10-23-2007
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Re: Approved for Conoco & Amazon with no PG today!!

How long does your EIN show you in business and is revenue over a million?

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
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Established Member
Posts: 22
Registered: ‎05-26-2008
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Re: Approved for Conoco & Amazon with no PG today!!

EIN is 3 years old. Revenue is only $46k. Just something small on the side.

Chris
Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Approved for Conoco & Amazon with no PG today!!


christopherb222 wrote:

I had three capital one "business" credit cards. Sure they reported to personal and all had $1000 limits, but they also reported to Equifax. I also have a conoco fleet card and they report there too.

 

Also two days ago I was approved for a Exxon universal fleet card $4000 limit with no PG either. 

Yesterday I was approved for $1000 with Lowes business with no PG either.....thats 4 NO PG credit lines in two weeks. 

 

All I did was build up 5 trade lines with DNB and then use capital one to report to a bureau and no it seems like my business credit it taking off!!!

 

Any questions just ask away.. I don't mind helping others

 

Christopher

 


All approved with no recon ?.

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New Member
Posts: 3
Registered: ‎03-27-2010
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Re: Approved for Conoco & Amazon with no PG today!!

Was the approval done instantly online or did you have to wait through the mail or call?

 

Thanks by the way this is information is really helpful.

TU: 690
EQ: 705
Regular Contributor
Posts: 118
Registered: ‎06-10-2012
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Re: Approved for Conoco & Amazon with no PG today!!

There are many companies that will grant credit without a PG. you have to establish a payees of 80 or better then start apping. No spree's but slowly establish your credit standing. It takes time but one day you will be established to a point where they will ask for a PG, but after saying no they will still approve you.
 

Starting Score:
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Current Score: FICO TU 725 FICO EQ 735 EX 754
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