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Frequent Contributor
SSH0126
Posts: 332
Registered: ‎02-22-2009
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Re: Approved for Conoco & Amazon with no PG today!!

what is pg?
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MsMeme
Posts: 1
Registered: ‎01-12-2013
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Re: Approved for Conoco & Amazon with no PG today!!

Hi, I was wondering did you give personal info for the Capital One cards? Also how long did it take for you to get a good score once you got ur D&B number?

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Creditaddict
Posts: 22,093
Registered: ‎10-23-2007
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Re: Approved for Conoco & Amazon with no PG today!!


MsMeme wrote:

Hi, I was wondering did you give personal info for the Capital One cards? Also how long did it take for you to get a good score once you got ur D&B number?


Almost 99% of the time the "Big" Banks these days are going to require PG unless you get up into the Millions or a very long owned company that has always been running good profit. 

 

Capital One not only requires PG, but they report monthly to the person that Pg'd it...

American Express, Chase, etc. require PG but they will not report to personal credit unless you are defaulting.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Member
christopherb222
Posts: 17
Registered: ‎05-26-2008
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Re: Approved for Conoco & Amazon with no PG today!!

I did not give a duns number to cap one. They actually started to report to dun which created the account for me. about 8 months after I opened the cap one I checked for my business on dun and there it wareport cap one reporting it created the account for me. 

 

I now have 7 business lines and only had to PG the chaise ink, my chase business line of credit  ($5000) and my cap one cards. 

 

Chris

Established Contributor
toppers555
Posts: 552
Registered: ‎09-28-2012
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Re: Approved for Conoco & Amazon with no PG today!!

Capitol one is same way I was able to establish a Dun ,and busniess credit report.  



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


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scenery_guy
Posts: 936
Registered: ‎07-24-2012
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Re: Approved for Conoco & Amazon with no PG today!!


christopherb222 wrote:

Today I got approved for $3000 on a conoco phillips fleet card and a $1500 amazon business line of credit with NO PG. Only EIN number !! I do have a well established Paydex of 80 and I had no idea I had an Equifax small business credit report, but upon paying $15 to pull it I have 3 accounts that have reported perfectly. 

 

So there is credit out there with NO PG.....

 

Christopher


How did you score a small business report for $15? Please advise as I just looked and it's $99.95 for a one time report. 

Established Member
christopherb222
Posts: 17
Registered: ‎05-26-2008
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Re: Approved for Conoco & Amazon with no PG today!!

Wow I just saw that. I signed up quite a long time ago. They bill be $15 a month and and I pull a new report each day. No way the price went up that much. I'd call them. Cause they just billed me on the 4th for $15.95. The credit report has a lot of info on it too.

 

Chris

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Creditaddict
Posts: 22,093
Registered: ‎10-23-2007
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Re: Approved for Conoco & Amazon with no PG today!!


christopherb222 wrote:

Wow I just saw that. I signed up quite a long time ago. They bill be $15 a month and and I pull a new report each day. No way the price went up that much. I'd call them. Cause they just billed me on the 4th for $15.95. The credit report has a lot of info on it too.

 

Chris


I'm thinking $15 was for the EQ Business Report not for D&B?

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
New Contributor
Project17
Posts: 132
Registered: ‎11-21-2012
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Re: Approved for Conoco & Amazon with no PG today!!

You can view your DNB file for free via the Iupdate. It doesn't show the score but does show the trade lines and if they are on time or late.. Really no need to see the score  its irrelevant any way. Just want to see everything paid on time.

 

Experien and equifax you have to pay for. At one point Experian had some sort of monthly plan but I believe you have to pay for 3 months at a time now. Although if you get declined for credit and they pulled one of them you can get a free report.

Established Contributor
scenery_guy
Posts: 936
Registered: ‎07-24-2012
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Re: Approved for Conoco & Amazon with no PG today!!


christopherb222 wrote:

Wow I just saw that. I signed up quite a long time ago. They bill be $15 a month and and I pull a new report each day. No way the price went up that much. I'd call them. Cause they just billed me on the 4th for $15.95. The credit report has a lot of info on it too.

 

Chris


Awesome info, thanks. I'll keep poking around and see if I can find a link or something. Almost worth signing up for three months if it's $15 a month just to keep an eye on my business report as well. 

 

Thanks Chris!


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