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Authorize user question

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tbea1004
Frequent Contributor

Authorize user question

If a person is added as an AU on a business card such as Cap1 Spark card will it or should it report as an AU or is it just cosidered an employee card?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Authorize user question

it doesn't show on your credit report.

Message 2 of 6
tbea1004
Frequent Contributor

Re: Authorize user question


@Anonymous wrote:

it doesn't show on your credit report.


So a business card cannot be used to add an AU?

Message 3 of 6
Anonymous
Not applicable

Re: Authorize user question


@tbea1004 wrote:

@Anonymous wrote:

it doesn't show on your credit report.


So a business card cannot be used to add an AU?


I mean, you can get added as AU, but it just won't show up on your credit report. Although I wish it did... then i would have extra 50k limit for nice util. padding Smiley LOL

Message 4 of 6
tbea1004
Frequent Contributor

Re: Authorize user question


@Anonymous wrote:

@tbea1004 wrote:

@Anonymous wrote:

it doesn't show on your credit report.


So a business card cannot be used to add an AU?


I mean, you can get added as AU, but it just won't show up on your credit report. Although I wish it did... then i would have extra 50k limit for nice util. padding Smiley LOL


Ok thank you....Thats what I needed to know. So if we need to get my credit stronger we need to use one of the personal cards and not a business card.

Message 5 of 6
icyhot
Valued Contributor

Re: Authorize user question

My Spark card shows on my credit report....does it only not show up for the AUs?
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 6 of 6
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