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Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

Valued Member

Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

So I have a business trip coming up end of March and started to make the bookings and reservations. Amex kept sending me the 100K Bonus membership rewards points for the Platinum, so I figured... heck, why not get the bonus Smiley Happy. Was approved for both Platinum and Hilton Honors Business which also has a 100K bonus points with SL of $18,000. Did them both on Friday, thank goodness no HP for either. I've been a bad gardener, at least the new accounts will not be reported on my personal CR.


Work In Progress:




2003 Chapter 13 BK: Didn’t start rebuilding until 2013 with clean slate.
No Baddies
Current Revolving CL: ~$273K
Current INQ: EQ: 11; TU: 10; EX: 16
UTIL 11%
Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 1 of 8
7 REPLIES
Moderator

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

Congrats on the approvals.

Message 2 of 8
Super Contributor

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved


wrote:

So I have a business trip coming up end of March and started to make the bookings and reservations. Amex kept sending me the 100K Bonus membership rewards points for the Platinum, so I figured... heck, why not get the bonus Smiley Happy. Was approved for both Platinum and Hilton Honors Business which also has a 100K bonus points with SL of $18,000. Did them both on Friday, thank goodness no HP for either. I've been a bad gardener, at least the new accounts will not be reported on my personal CR.


Nice going. With that Platinum you're in good shape to go to all the good airport lounges. 

 

Don't be so sure about the HP,  you'll probably have one show up. But so what, it was worth it.

 


FICO8 EQ 731 TU 765 EX 730 Total revolving 480300
Message 3 of 8
Valued Member

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved


@wrote:


Nice going. With that Platinum you're in good shape to go to all the good airport lounges. 

 

Don't be so sure about the HP,  you'll probably have one show up. But so what, it was worth it.

 

Thanks. I was expecting a HP, in fact that's why I did the HH because I figured 2 for 1 why not. But... it's been since Friday and still nothing. Fingers crossed.  


 


Work In Progress:




2003 Chapter 13 BK: Didn’t start rebuilding until 2013 with clean slate.
No Baddies
Current Revolving CL: ~$273K
Current INQ: EQ: 11; TU: 10; EX: 16
UTIL 11%
Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 4 of 8
Community Leader
Super Contributor

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

Nice approvalsSmiley Happy
To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 5 of 8
Regular Contributor

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

Congrats on your approvals

Credit Score: 820+

Income: $200K

Looking to add: Ritz-Carlton Rewards Card, Hilton Honors Aspire or The New Marriott Card

Personal CC's:


Business CC's:

Message 6 of 8
Moderator

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved

Time2letgo wrote:

wrote:


Nice going. With that Platinum you're in good shape to go to all the good airport lounges. 

 

Don't be so sure about the HP,  you'll probably have one show up. But so what, it was worth it.

 

Thanks. I was expecting a HP, in fact that's why I did the HH because I figured 2 for 1 why not. But... it's been since Friday and still nothing. Fingers crossed.  


 


It's entirely possible that you won't receive any HPs.  A large number of posters that were existing Amex customers, including myself, have been approved for new cards, even business ones, without any HP.  Apparently over a year ago Amex implemented new critieria where they just use exisiting SPs for exisiting Amex card holders' applications.  Hard to beat and something that I wish other creditors would copy.

Message 7 of 8
Frequent Contributor

Re: Bad Gardener - Amex Platinum Business & Hilton Honors Business Approved


@Irish80wrote:
Time2letgo wrote:

wrote:


Nice going. With that Platinum you're in good shape to go to all the good airport lounges. 

 

Don't be so sure about the HP,  you'll probably have one show up. But so what, it was worth it.

 

Thanks. I was expecting a HP, in fact that's why I did the HH because I figured 2 for 1 why not. But... it's been since Friday and still nothing. Fingers crossed.  


 


It's entirely possible that you won't receive any HPs.  A large number of posters that were existing Amex customers, including myself, have been approved for new cards, even business ones, without any HP.  Apparently over a year ago Amex implemented new critieria where they just use exisiting SPs for exisiting Amex card holders' applications.  Hard to beat and something that I wish other creditors would copy.


I got approved a couple of days ago, and no HP has shown up yet. Hopefully it stays that way Smiley Happy

EQ: 755 (05)/798 (08)INQs: 4EX: 801 (08)!!! FINALLY!INQs: 12TU: 789 (08) (Split File - FIXED!)INQs: 9
AAoA: ~5.7 years, oldest account 17.7 years
Total Credit Line: ~$230K
Message 8 of 8