@WuXing5 wrote:
does anyone have experience with BoA Biz credit cards and charge card? i stumbled on what i like to think is an awesome product combination and free money* but before i go for it i want to get additional information from someone that have the product(s).
BoA cc & charge card http://business.bankofamerica.com/creditcard/CardChoicesPage?category=all
BoA checking https://www.bankofamerica.com/smallbusiness/checking-accounts/business-advantage.go
i want to app for the Business Preferred World MasterCard® and open a Business Advantage Checking to avoid the AF.
*Card features 1 point per $1 spend,10,000 anniversary points (World Points) each year, which is $100 cash and if you charge $2500 each month on the card (30K a year, easily doable), you will basically have a free Business Advantage Checking with no Min balance requirement.
That offer sounds like you're trading your points towards fees for the checking account?
Do you need that kind of checking account from BoA? Maybe your business needs those checking account features, but for many of us, we're happy with Chase where you can park $1500 in to one of their new business checking accounts to keep it free, or there are credit unions.
My experience with WorldPoints has been that they are less than 1%.
I was going to garden... Honest!
