Big Bank or Credit Union

[ficoguy2013]

I currently have Navy Federal personal accounts, and I use it for my business as well.

However, things are getting a little complex so I am seperating both of them (just started) 

Now, Navy Federal offers Business services however very limited compared to the Big Banks like Bank of America that offers 2 checking accounts with extra bells as whistles for the price of one. 

Navy Federal have flexiable credit services unlike the big banks when it comes to new businesess (i believe)

Suggestions? 

[B335is]

I heard Navy is very difficult for Biz cards. Credit addict might know for sure. Cap1 Spark is pretty easy but it also reports to your personal reports. Amex was one of my easier applications and Chase Ink put me through a manual interview on the phone.

[silver_idle]

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@ficoguy2013 wrote:

I currently have Navy Federal personal accounts, and I use it for my business as well.

However, things are getting a little complex so I am seperating both of them (just started) 

Now, Navy Federal offers Business services however very limited compared to the Big Banks like Bank of America that offers 2 checking accounts with extra bells as whistles for the price of one. 

Navy Federal have flexiable credit services unlike the big banks when it comes to new businesess (i believe)

Suggestions? 

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If your business isnt very big, a small credit union would work. I normally dont keep my personal and business accounts at the same bank for the sake of separation. I am currently at Bank of America (Was at WF but decided to give BoA another chance) with my personal accounts being at a local bank. 

[ficoguy2013]

So, 

I would be wise to keep my Personal and Business Finances at Seperate Banks? 

Just, god forbid, the business sinks. 

[ficoguy2013]

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@B335is wrote:
I heard Navy is very difficult for Biz cards. Credit addict might know for sure. Cap1 Spark is pretty easy but it also reports to your personal reports. Amex was one of my easier applications and Chase Ink put me through a manual interview on the phone.

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I was approved for a rotten $500 with Cap1 lol for my business credit card

[B335is]

I'd honestly go for Amex Business Gold over Cap1. What do they really expect you to do with $500 limit!?!