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Member
Posts: 24
Registered: ‎06-15-2011
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Re: Biz CC With No PG?

" folks abused credit lines granted for business purposes" - yeah that happened a lot . Business , personal....I remember everyone in those days was some type of investor/businessman - lol.

Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Biz CC With No PG?

[ Edited ]

Aiman wrote:

" folks abused credit lines granted for business purposes" - yeah that happened a lot . Business , personal....I remember everyone in those days was some type of investor/businessman -.


  lol. So true. I have been in business for 6 years and its making it harder for us that had no business cc's. I always paid with a check.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Frequent Contributor
Posts: 472
Registered: ‎04-09-2012
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Re: Biz CC With No PG?


sheshoots wrote:

Same thing happened to me just now with Staples. I applied online and was told to call in with report code #26.  They said I either had to provide a PG or send in the following for the business:

 

1. balance sheet;

2. income statement; and

3. certification of same by auditor or CPA.

 

Oh well. Guess I'll try elsewhere.

 

 

 

 

 

 


Just tried it and was approved.  Did not have the CL listed but will wait for the card to comes.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
New Member
Posts: 4
Registered: ‎07-19-2012
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Re: Biz CC With No PG?

If have at least 4 tradeline on your experian business credit file and 6 tradelines on your dun and bradstreet file and you had uploaded financials with dun and bradstreet, you would not have had to submit anything you would have gotten approved easily. 

New Contributor
Posts: 132
Registered: ‎11-21-2012
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Re: Biz CC With No PG?

It's a good idea not to submit finicials to DNB its not going to help that much and it's just putting all your company info out for your competitors and others to see. Focus on building large trades and you will be fine. After getting your starter accounts set up and used starting focusing on using just a handful of accounts. Don't use 2 or 3 office supply accounts make all your purchases though one. Higher trades reporting is better then a bunch of small ones.

Member
Posts: 8
Registered: ‎05-20-2013
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Re: Biz CC With No PG?

no. you would need a federal tax id# which is 9 digits.

Frequent Contributor
Posts: 460
Registered: ‎09-05-2013
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Re: Biz CC With No PG?

[ Edited ]

Costco Credit Card with NO PG

 

Different Account Types:

Revolving 16%APR

Net 30

Fleet

 

 

 

Capital One underwrites

MyFico: EQ626 02/15/15; TU 654 2/15/15; EX636 02/14/15
36 OPEN Unsecured Tradelines: $85,112
For Details: http://jtc403.blogspot.com/p/my-cards.html
Also 11 Additional AU Accounts ~46K No Bal
Frequent Contributor
Posts: 460
Registered: ‎09-05-2013
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Re: Biz CC With No PG?

BJ's Perks World for Business is also NO PG

MyFico: EQ626 02/15/15; TU 654 2/15/15; EX636 02/14/15
36 OPEN Unsecured Tradelines: $85,112
For Details: http://jtc403.blogspot.com/p/my-cards.html
Also 11 Additional AU Accounts ~46K No Bal

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