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I was booking a flight today and the personal card offer obviously caught my eye, but BoA did a massive AA on my accounts about 18 months ago and I chose to end the relationship at that point. So I clicked the link for the business application today and really wasn't expecting an approval, but I was pleasantly surprised. It's a bit low on my Business limits, but an approval is an approval - especially odd since they won't give me a personal card.
Hey nice job! Don't worry about the low limit... They only gave me 5.5K which is much lower than the usual for me.
@mattmyFIC0 wrote:Hey nice job! Don't worry about the low limit... They only gave me 5.5K which is much lower than the usual for me.
Thanks Matt! I really thought the personal cards were less difficult than the Business cards.
Congrats B335,. I have both the personal and business and have racked up quite a few AA miles now which comes in handy booking Virgin America flights
I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.
The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the name of my business in order to keep the card! The call took almost an hour.....
@mattmyFIC0 wrote:I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.
The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the name of my business in order to keep the card! The call took almost an hour.....
Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?
Congrats for the approval.
@B335is wrote:
@mattmyFIC0 wrote:I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.
The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the name of my business in order to keep the card! The call took almost an hour.....
Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?
It was actually their business verification team and not the credit analyst. At least the credit analysts they have are generally pretty nice
@B335is wrote:
@mattmyFIC0 wrote:I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.
The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the name of my business in order to keep the card! The call took almost an hour.....
Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?
Nope, didnt have anything like that. happen I applied as a sole proprietor with my name as business name and haven't had any issues whatsoever.
Nice Congrats B335is.