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Moderator
Posts: 9,792
Registered: ‎09-22-2012

BoA Alaska Airlines Biz Approved!

I was booking a flight today and the personal card offer obviously caught my eye, but BoA did a massive AA on my accounts about 18 months ago and I chose to end the relationship at that point.  So I clicked the link for the business application today and really wasn't expecting an approval, but I was pleasantly surprised.  It's a bit low on my Business limits, but an approval is an approval - especially odd since they won't give me a personal card.

 

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Established Contributor
Posts: 563
Registered: ‎09-19-2015

Re: BoA Alaska Airlines Biz Approved!

Hey nice job! Don't worry about the low limit... They only gave me 5.5K which is much lower than the usual for me.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Moderator
Posts: 9,792
Registered: ‎09-22-2012
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Re: BoA Alaska Airlines Biz Approved!


mattmyFIC0 wrote:

Hey nice job! Don't worry about the low limit... They only gave me 5.5K which is much lower than the usual for me.


Thanks Matt!  I really thought the personal cards were less difficult than the Business cards. 

Moderator
Posts: 12,982
Registered: ‎10-07-2014

Re: BoA Alaska Airlines Biz Approved!

Congrats B335,. I have both the personal and business and have racked up quite a few AA miles now which comes in handy booking Virgin America flights

Established Contributor
Posts: 563
Registered: ‎09-19-2015
0

Re: BoA Alaska Airlines Biz Approved!

I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.

 

The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the  name of my business in order to keep the card! The call took almost an hour.....

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Moderator
Posts: 9,792
Registered: ‎09-22-2012
0

Re: BoA Alaska Airlines Biz Approved!


mattmyFIC0 wrote:

I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.

 

The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the  name of my business in order to keep the card! The call took almost an hour.....


Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?

Super Contributor
Posts: 6,193
Registered: ‎09-18-2007

Re: BoA Alaska Airlines Biz Approved!

Congrats for the approval.

Established Contributor
Posts: 563
Registered: ‎09-19-2015
0

Re: BoA Alaska Airlines Biz Approved!


B335is wrote:

mattmyFIC0 wrote:

I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.

 

The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the  name of my business in order to keep the card! The call took almost an hour.....


Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?


It was actually their business verification team and not the credit analyst. At least the credit analysts they have are generally pretty nice Smiley Happy

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Moderator
Posts: 12,982
Registered: ‎10-07-2014

Re: BoA Alaska Airlines Biz Approved!


B335is wrote:

mattmyFIC0 wrote:

I got instant approval on mine but I wanted to make you aware that after getting the card and activating I got a letter about a week later saying they had to verify that my business was legit. If I didn't respond or if I failed the verification then they would cancel the account.

 

The verification dept was awful and finally accepted my business license as proof that I was legit. The rep even told me that if I didn't have my name as part of my business name that I would have to change the  name of my business in order to keep the card! The call took almost an hour.....


Wow thanks for the heads up. One hour with a business credit analyst sounds painful. Irish did you go through that with yours?


Nope, didnt have anything like that. happen  I applied as a sole proprietor with my name as business name and haven't had any issues whatsoever.

Valued Contributor
Posts: 2,940
Registered: ‎12-14-2014
0

Re: BoA Alaska Airlines Biz Approved!

Nice Congrats B335is.

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