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Well I had a tool that broke and had to replace it. I put it on my Amex revolver and now at 70% utl. Not sure if it's fine to pay it over 3 months? I was going to finance it but didn't want another inq
@Stonemanmv wrote:Well I had a tool that broke and had to replace it. I put it on my Amex revolver and now at 70% utl. Not sure if it's fine to pay it over 3 months? I was going to finance it but didn't want another inq
Business UTL has no effect on personal scores or business scoring as long as it's not a CAP1 card they report to personal CR's and thus can effect UTL and scores
Being a revolving card I don't think Amex will mind it being paid over 3 months
Thanks MJ its a amex simply cash and I didn't want to jump the fence til april.
thanks sccredit . Appreciate the info
@Stonemanmv wrote:Thanks MJ its a amex simply cash and I didn't want to jump the fence til april.
Good to go
@myjourney wrote:
@Stonemanmv wrote:Well I had a tool that broke and had to replace it. I put it on my Amex revolver and now at 70% utl. Not sure if it's fine to pay it over 3 months? I was going to finance it but didn't want another inq
Business UTL has no effect on personal scores or business scoring as long as it's not a CAP1 card they report to personal CR's and thus can effect UTL and scores
+1
Bus Utility has no bearing on your personal credit score. And, regarding Amex, I've found they couldn't care less about business utility. This year, I've routinely been at 200% of CL on some of our business cards. Of course, you'd have to treat whatever exceeds the limit as a charge card balance, but otherwise no AA, charge declines, or over the limit fees.
Open- wow I guess I'm being a little crazy for nothing thanks for the info.