Business Card Recommendations

[GatorsFan84]

Hi all,

I'm starting a new business with a partner and I'm curious to get some recommendations on a business cc.

It will get used $10k-$50k a month and paid off every month.  We will never carry a balance.

I started looking at what amex has to offer but am curious if anyone knows something better?

Thanks!

EDIT:  I should have added this but don't look at my signature and worry.  The card will be in his name and his scores are in 800s.

[Creditplz]

Chase has been generous to me, are you over 5/24?

[GatorsFan84]

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@Creditplz wrote:
Chase has been generous to me, are you over 5/24?

I don't believe he is.  Pretty much all his cards are amex currently.

I was looking more into chase and I didn't realize there was a Marriott Buisness.  Which chase card would you recommend?

[Creditplz]

I was just approved for the Chase Marriott, and well in order to recommend something to you, I'd need to know your spending patterns, the Marriott card is a good card! 80,000 points is a good deal!
BUT... the Chase INK preferred sign up bonus is $1000 towards travel...

Or the Ink business cash has a $300 sign up bonus and offers
" 5% cash back
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.*
2% cash back
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.*

Earn 1% cash back on all other purchases–with no limit to the amount you can earn.*"

[SouthJamaica]

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@GatorsFan84 wrote:

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@Creditplz wrote:
Chase has been generous to me, are you over 5/24?

I don't believe he is.  Pretty much all his cards are amex currently.

I was looking more into chase and I didn't realize there was a Marriott Buisness.  Which chase card would you recommend?

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Chase Ink Cash if you want cash back.

Chase Ink Preferred if you want travel rewards.

[GatorsFan84]

Monthly expenses that will be put on the card:

$10-40k of inventory purchase through small business vendors

$2-3k of operational costs (hosting, network, phones, etc)

So the rewards system on the Chase Ink beats say the point on Amex Gold?  I only ask because I'm not familiar with Chase and I am with Amex.

Not really looking for cash back.  Looking for more of a system that can bank points to purchase hotel stays.

[SouthJamaica]

I'm fond of the Capital One Spark card, with 2% across the board cash back.

Its downsides are:

1. frequent triple pull

2. balance reports to personal credit bureaus

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@GatorsFan84 wrote:

Hi all,

I'm starting a new business with a partner and I'm curious to get some recommendations on a business cc.

It will get used $10k-$50k a month and paid off every month.  We will never carry a balance.

I started looking at what amex has to offer but am curious if anyone knows something better?

Thanks!

EDIT:  I should have added this but don't look at my signature and worry.  The card will be in his name and his scores are in 800s.

---

I'm fond of the Capital One Spark card, with 2% cash back across the board.

The downsides are:

1. frequent triple pull

2. balance reports on personal credit bureaus

[SouthJamaica]

---

@GatorsFan84 wrote:

Monthly expenses that will be put on the card:

$10-40k of inventory purchase through small business vendors

$2-3k of operational costs (hosting, network, phones, etc)

So the rewards system on the Chase Ink beats say the point on Amex Gold?  I only ask because I'm not familiar with Chase and I am with Amex.

Not really looking for cash back.  Looking for more of a system that can bank points to purchase hotel stays.

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Since you're looking for travel rewards, the Chase Ink Preferred is a good choice.

[GatorsFan84]

Ok cool, I will look into Chase.  Thanks for all the info.

[fullstackdev]

I would also recommend Chase. They have been pretty generous to me in personal lending and just recently they approved me and my new business for a Marriott Card with a $30,000 limit and my business partner for the Ink with a $14,000 limit -- highest limits to date for both of us. I had a massive number of inquiries. Good luck!