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Business Cards for Sole Proprietorships

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lindsaydruart
Established Contributor

Re: Business Cards for Sole Proprietorships

My apologies. I forgot about the Sole Prop. You have to PG everything as a sole prop. Single Member LLC would really be the way to go if you can work past your hassle.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 11 of 16
Anonymous
Not applicable

Re: Business Cards for Sole Proprietorships

Unless the LLC has an established business history and file, it won't matter. Any credit granted will still be based on the individual's profile.

Message 12 of 16
Anonymous
Not applicable

Re: Business Cards for Sole Proprietorships

No such animal!!! Business credit cards are listed under your EIN and

your personal credit cards are listed under your SS#.

 

Biz credit card issuers ofteten request (not required) that you personally

back (PG) the business credit card application.

 

SP use their SS# Biz people use their EIN on biz credit application

Message 13 of 16
Anonymous
Not applicable

Re: Business Cards for Sole Proprietorships


@Anonymous wrote:

No such animal!!! Business credit cards are listed under your EIN and

your personal credit cards are listed under your SS#.

 

Biz credit card issuers ofteten request (not required) that you personally

back (PG) the business credit card application.

 

SP use their SS# Biz people use their EIN on biz credit application


Incorrect.

Message 14 of 16
MyLoFICO
Valued Contributor

Re: Business Cards for Sole Proprietorships


@Anonymous wrote:

No such animal!!! Business credit cards are listed under your EIN and

your personal credit cards are listed under your SS#.

 

Biz credit card issuers ofteten request (not required) that you personally

back (PG) the business credit card application.

 

SP use their SS# Biz people use their EIN on biz credit application


I would definitely take a knee and ask questions before you go against the grain here. These folks (myself not included) know their stuff. I came in here with a lot of misinformation too. Put your pride and assumptions aside and you could glean a wealth of knowledge from these folks. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 15 of 16
Imperfectfuture
Super Contributor

Re: Business Cards for Sole Proprietorships


@tlclindac wrote:

First thing... SOLE PROP is harder to get credit for

 

I recommend becoming a LLC (easy to manage like a partnership)

 

 

 

 


Though old, NOT TRUE.  That is internet propaganda, hoping you pay for services that improve paydex.  Corporate cards are out of reach for sole p's, but I do not want those. Smiley Wink

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Message 16 of 16
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