10-15-2011 01:29 PM
Paid two companies to do this for me! Live and learn. Thanks for the information, its very accurate and useful. Best wishes.
11-02-2011 07:36 AM
I'm new to this but have been in business for 12 years. Does my company have a FICO score too or do i need to get a DUNS number. How do i find out if i have good business credit?
FICO scores off consumer accounts as opposed to business. However, the creditors you deal with may or may not report to other business reports like DnB. If that's the case, then you'd likely have a DUNS number (basically a file number for your DnB report) and a Paydex score already. You can go to Dun&Bradstreet's website and order a report and score if you wanted to.
12-29-2011 09:53 AM
07-16-2012 02:04 PM
Thank you for putting your knowledge out there for everyone to view. I am newly married to a general contractor who let his business just go away when he was married the first time. long story. We are now trying to get his business up and running again. 5 years later. I am having a hard time figureing out how to fix his personal and business credit. His ex told me to come here and there were places I could look to see what to write to the companies on his credit to have a few things removed, but I am still lost. If you know of anything please let me know.
07-19-2012 08:36 AM - last edited on 07-19-2012 08:50 AM by llecs
If, he had an existing business that went under and he had outstanding debts, Dun and Bradstreet will make it very hard for him to obtain credit. What entity was his business? How many credits did/does he owe. You mentioned he has bad personal credit too? The personal credit is much easier to repair than his business credit.
07-21-2012 05:51 PM
Your experience is kinda wierd in that, if your parent company has good credit then you shouldn't an issues getting credit with the subsidiary. Reliable has always been good to me. I have never prepaid. You need to atleast have a complete business credit file.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.