Business Credit

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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Business Credit Card Reporting

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‎03-11-2012 07:09 PM

Was looking around for the answer to this question:  What credit bureaus do business VISA/MC/AMEX report to for the business?  I know it is probably different from credit card to credit card but I am interested in hearing ones that you know.  Mostly I am interested in the big banks like Chase, Capital One, Citibank, etc.  I assume I will need to PG them, but want to know if I am building business credit.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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SamsungHDTV
Posts: 292
Registered: ‎10-25-2011

Re: Business Credit Card Reporting

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‎04-21-2012 10:31 PM

Crashem wrote:

Was looking around for the answer to this question:  What credit bureaus do business VISA/MC/AMEX report to for the business?  I know it is probably different from credit card to credit card but I am interested in hearing ones that you know.  Mostly I am interested in the big banks like Chase, Capital One, Citibank, etc.  I assume I will need to PG them, but want to know if I am building business credit.

Chase will report for the business and not under your personal credit report. Not sure about the others.

My contributions back to myfico forums:

The CSP-Freedom-Chase Checking Trifecta decoded:
http://ficoforums.myfico.com/t5/Credit-Cards/CSP-Freedom-Checking-Use-wisely/td-p/1355519
How to buy a car (First time car buyers)
http://ficoforums.myfico.com/t5/Auto-Loans/How-to-buy-a-car-for-the-first-time-buyer/td-p/1923289
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Business Credit Card Reporting

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‎04-23-2012 09:45 PM

Do you know which business credit agencies they report to?

 

D&B, Experian, Equifax?

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Business Credit Card Reporting

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‎05-13-2012 01:41 AM

Lets bump this. I would like to know also.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
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CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Business Credit Card Reporting

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‎09-18-2012 10:27 AM

Brian_Trying_700 wrote:

Lets bump this. I would like to know also.

Looking for something concrete on this as well.

 

 

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
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kimmiller112
Posts: 263
Registered: ‎04-09-2012

Re: Business Credit Card Reporting

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‎09-20-2012 03:15 PM

My Capital One business card reports to D&B, Equifax and Experian.  Can't help with other cards.


5/13/13: TU 695, EX 675, USAA FAKO 723 for all 3 - Goal: 760 - Last App 3/14/13
Barclays USAir $4900 - USAA $4000 - PayPal Extras MC (GE) $3000 - B of A 123 $1500 - Discover More $1000 - Chase Freedom $1000 - Kay Jewelers $7600 - Ashley Homestore (GE) $4000 - Tempurpedic (WF) $3600 - Walmart (GE) $3300 - Belk (GE) $2500 - Macys $2000 - Amazon (GE) $1500 - Victoria Secret (Comenity) $450 - Banana Republic (GE) $850 - TJMaxx (GE) $600 - Capital One $5000 (business) - Staples (Citi) $2000 (business)
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CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Business Credit Card Reporting

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‎09-24-2012 09:53 PM

For EQ and EXP the better questions is do your corporate cards report to the bureaus by your soc # or you business EIN?

All Thanks to myFico:
AMEX Business Platinum (NPSL) | AMEX Business SPG ($25,000) | AMEX Delta Sky Platinum ($10,000 | AMEX H. Honors ($2,000) | Citi Hilton Honors Reserve ($14,000) | Citi Diamond Preferred ($4,700) | Citi ThankYou Preferred ($3,200) | Chase Freedom ($3,000) | FNBO Platinum MC (awaiting the limit) | HSBC Platinum ($2,000) | US Bank Cash+ Visa Signature ($5,000)
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benzaring
New Member
benzaring
Posts: 7
Registered: ‎01-16-2009

Re: Business Credit Card Reporting

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‎09-25-2012 04:11 PM

My Chase Ink card reports on my personal reports.... 

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Mega Contributor
Creditaddict
Posts: 11,009
Registered: ‎10-23-2007

Re: Business Credit Card Reporting

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‎09-25-2012 09:33 PM

benzaring wrote:

My Chase Ink card reports on my personal reports.... 

Really? They never reported before from what I understood, that's sad!

 

Capital One reports to personal Credit Aso

 

American Express does not report to personal unless you go VERY delinquent....

 

Discover reports to personal too.

Waiting is so Overrated! :smileytongue:
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alces
New Visitor
alces
Posts: 1
Registered: ‎03-10-2013

Re: Business Credit Card Reporting

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‎03-10-2013 11:21 PM

Old thread, I know, but I am in the middle of researching this and found this site from a couple of years back with a brief summary:

 

http://www.cardhub.com/edu/small-business-credit-card-study-april-2011/

 

My commercial cards from Menards (Capital one, I believe) and Home Depot (Citi) both do not report. But it seems they go on the Equifax report in the business name.

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