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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Business Credit Card Reporting

Was looking around for the answer to this question:  What credit bureaus do business VISA/MC/AMEX report to for the business?  I know it is probably different from credit card to credit card but I am interested in hearing ones that you know.  Mostly I am interested in the big banks like Chase, Capital One, Citibank, etc.  I assume I will need to PG them, but want to know if I am building business credit.

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Established Contributor
SamsungHDTV
Posts: 517
Registered: ‎10-25-2011

Re: Business Credit Card Reporting


Crashem wrote:

Was looking around for the answer to this question:  What credit bureaus do business VISA/MC/AMEX report to for the business?  I know it is probably different from credit card to credit card but I am interested in hearing ones that you know.  Mostly I am interested in the big banks like Chase, Capital One, Citibank, etc.  I assume I will need to PG them, but want to know if I am building business credit.


Chase will report for the business and not under your personal credit report. Not sure about the others.

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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Business Credit Card Reporting

Do you know which business credit agencies they report to?

 

D&B, Experian, Equifax?

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Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Business Credit Card Reporting

Lets bump this. I would like to know also.

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Contributor
CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Business Credit Card Reporting


Brian_Trying_700 wrote:

Lets bump this. I would like to know also.


Looking for something concrete on this as well.

 

 

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kimmiller112
Posts: 466
Registered: ‎04-09-2012

Re: Business Credit Card Reporting

My Capital One business card reports to D&B, Equifax and Experian.  Can't help with other cards.

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CreditEd
Posts: 140
Registered: ‎07-01-2012

Re: Business Credit Card Reporting

For EQ and EXP the better questions is do your corporate cards report to the bureaus by your soc # or you business EIN?

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New Member
benzaring
Posts: 7
Registered: ‎01-16-2009

Re: Business Credit Card Reporting

My Chase Ink card reports on my personal reports.... 

Mega Contributor
Creditaddict
Posts: 18,877
Registered: ‎10-23-2007

Re: Business Credit Card Reporting


benzaring wrote:

My Chase Ink card reports on my personal reports.... 


Really? They never reported before from what I understood, that's sad!

 

Capital One reports to personal Credit Aso

 

American Express does not report to personal unless you go VERY delinquent....

 

Discover reports to personal too.

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New Visitor
alces
Posts: 1
Registered: ‎03-10-2013

Re: Business Credit Card Reporting

Old thread, I know, but I am in the middle of researching this and found this site from a couple of years back with a brief summary:

 

http://www.cardhub.com/edu/small-business-credit-card-study-april-2011/

 

My commercial cards from Menards (Capital one, I believe) and Home Depot (Citi) both do not report. But it seems they go on the Equifax report in the business name.


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