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How hard is it to get a Business Credit Card from US Bank?..I Have a chase ink bold.Corp Amex, spark from cap1,and other business Visa and mastercards..Do they pull business credit report? or just personel..Reason why Im asking is..I appled for their Personel club carlson card a few months back and was denied for having too many new accounts.And would like to get their business club carlson credit cards...Income is in the 6 figure range and business revenue is over 1 million..I have no personel debt..scores are in the 720's and BK7 will drop off by July of 2013
@sandman2435 wrote:How hard is it to get a Business Credit Card from US Bank?..I Have a chase ink bold.Corp Amex, spark from cap1,and other business Visa and mastercards..Do they pull business credit report? or just personel..Reason why Im asking is..I appled for their Personel club carlson card a few months back and was denied for having too many new accounts.And would like to get their business club carlson credit cards...Income is in the 6 figure range and business revenue is over 1 million..I have no personel debt..scores are in the 720's and BK7 will drop off by July of 2013
I would wait for the BK to drop.
Then they seem to have VAST differences in things "allowed" on credit for different cards they have.
My partner was denied SOLEY for new accounts (over 4) when he applied for Cash+.... he was approved for MANY other cards even after this denial. He recently (been about 2 months since denial) got a pre-approval for a platinum card (If just out for credit and IF i knew for sure it could be PC later I would say take it) but otherwise it's the worst USBank card I have ever seen.... like 0% for 9 months on purchase and 12 on BT but then 20% and NO REWARDS!
I to would be more interested in a business card with them moving forward if to apply again but when we spoke to underwriting about the denial he even agreed fully that everything was fantastic on credit just the new accounts and he could NOT over ride that... made NO sense to me what so ever.... yes 4 new accounts but it's not like he was new to credit.... I mean he does have multiple well established multiple year old $15k+ accounts!
so to sum up Id be weiry about applying for the same product with them just business if you were denied for something that hasn't changed yet.... another line however might not be an issue or wait for the new accounts from then to be over 6 months old is what I was told.