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Hi Business Family,
I hope all is well.
I just have a quick question. I am fairly new to the "business credit" end of things but I am curious about Business credit in connection to Personal Credit.
Is a business' credit always attached to someone's personal credit OR is their a way to apply for Business credit cards and Business checking accounts without it being attached to ones personal credit file?
@JamesKnox wrote:Hi Business Family,
I hope all is well.
I just have a quick question. I am fairly new to the "business credit" end of things but I am curious about Business credit in connection to Personal Credit.
Is a business' credit always attached to someone's personal credit OR is their a way to apply for Business credit cards and Business checking accounts without it being attached to ones personal credit file?
Many business credit cards do not show on your credit report, however you are still liable for them personally, which is a "PG" ( personal guarantee ). Almost all creditors require PGs for business credit accounts.
This thread discusses the topic: http://ficoforums.myfico.com/t5/Business-Credit/Biz-CC-With-No-PG/td-p/325639