Business Credit | Personal Credit --- Connected?

[JamesKnox]

Hi Business Family,

I hope all is well. 

I just have a quick question. I am fairly new to the "business credit" end of things but I am curious about Business credit in connection to Personal Credit.

Is a business' credit always attached to someone's personal credit OR is their a way to apply for Business credit cards and Business checking accounts without it being attached to ones personal credit file? 

[pizzadude]

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@JamesKnox wrote:

Hi Business Family,

I hope all is well. 

I just have a quick question. I am fairly new to the "business credit" end of things but I am curious about Business credit in connection to Personal Credit.

Is a business' credit always attached to someone's personal credit OR is their a way to apply for Business credit cards and Business checking accounts without it being attached to ones personal credit file? 

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Many business credit cards do not show on your credit report, however you are still liable for them personally, which is a "PG" ( personal guarantee ).    Almost all creditors require PGs for business credit accounts.

This thread discusses the topic:   http://ficoforums.myfico.com/t5/Business-Credit/Biz-CC-With-No-PG/td-p/325639