MssRemaa
Navy Federal Credit Union's charter restricts its member eligibility to members of the United States Armed Forces and their famalies so unfortunatley if you are not a member of the Armed Forces you cannot qualify for membership thus barring you from applying for a card as membership is a prerequisite for having any of their financial products, despite what your credit score may be.
If you want to double check your situation you can use their membership eligibility questionaire on the link below. Good luck!
https://www.navyfederal.org/how-to-become-a-member/how-to-become-a-member.php
