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Bussiness Credit Card

Valued Contributor

Bussiness Credit Card

I working as self employer for the last 5 years at beauty salon.

I receive my paid check every week (through paid check **hand writting check**)  and file W2 every years.

Do i qualify for bussiness credit card ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

9 REPLIES
Valued Contributor

Re: Bussiness Credit Card

do you own the beauty salon?

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Valued Contributor

Re: Bussiness Credit Card

i dont own the salon but i pretty work for myself .....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor

Re: Bussiness Credit Card

If you get a W-2 then no, you are considered an employee. If you received a 1099-misc and filed schedule C and schedule SE they yes, you are a contractor or other type of self employed. 

Valued Contributor

Re: Bussiness Credit Card


scenery_guy wrote:

If you get a W-2 then no, you are considered an employee. If you received a 1099-misc and filed schedule C and schedule SE they yes, you are a contractor or other type of self employed. 


I received 1099 MISC......I have no idea what schedule i file but i do receive 1099 with no contractor........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor

Re: Bussiness Credit Card

But no W-2 for work at the salon? Just getting the 1099-misc makes you a sole proprietor or contractor or whatever you want to call it. With that info yes you can apply for a business credit card. List the amount on the 1099 as your sales or income. If they ask for Federal ID number just list your SSN. Good luck. 

Valued Contributor

Re: Bussiness Credit Card

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scenery_guy wrote:

But no W-2 for work at the salon? Just getting the 1099-misc makes you a sole proprietor or contractor or whatever you want to call it. With that info yes you can apply for a business credit card. List the amount on the 1099 as your sales or income. If they ask for Federal ID number just list your SSN. Good luck. 


There a few option they ask for .

I has my Federal ID number thou.

Industry type and Company structure.

Also number of employess !! should i just leave it 1 (me).

There not going to affect anything on my company side right ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor

Re: Bussiness Credit Card

Just pick the closes industry or if they have "other" use that. Put SSN for EIN if you can. One employee fine. 

Valued Contributor

Re: Bussiness Credit Card

is that possible to do that since its not my company ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Highlighted
New Contributor

Re: Bussiness Credit Card

You are your company if you get a 1099. Company name Jane Doe. EIN social security number.