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CapOne Spark ?

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Regular Contributor

CapOne Spark ?

Does anyone know how CapOne is with their CLI for their Spark Business? Thanks.

4 REPLIES
Epic Contributor

Re: CapOne Spark ?


kwazziee wrote:

Does anyone know how CapOne is with their CLI for their Spark Business? Thanks.


I wonder if they have "Credit Steps" LOL

 

Capital One Business is like Capital One Personal... Including pulling all 3 PG reports and reporting to all 3 PG reports Every Month!

 

However that 2% would be fantastic!

New Contributor

Re: CapOne Spark ?

Depending on which Spark card you get,the cli requirements vary. There are "Credit Steps" for the Classic card. For the upper tiered cards, you can request a cli by calling them but it's essentially like hitting the monkey button.

New Contributor

Re: CapOne Spark ?

i got 2k for my busines spark classic today.  and I have 30k cash in their business  checking account. will keep 2k but withdraw 30k monday.

I approved online in 2 min

 

BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Established Contributor

Re: CapOne Spark ?

I was initally approved for $5K in May 2012....not enough. I immediately asked for double. Denied. I tried again in July. Denied. I tried again in September. Approved. I had asked for at least double to $10k and was given $8500. I have averaged about $10k per month spent on the card and was very adamant about increasing my limit so I didn't have to send a payment every other day. So, that was after 4 months. My case might be irregular. Not sure. 

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!