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Capital One 3x 61 days!!!!!

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smoop88
Regular Contributor

Capital One 3x 61 days!!!!!

I figured what the heck and requested a cli with capital one qs 1 mc. I got the 7-10 day credit analyst will contact you. I recieved a document asking for verification of income yesterday. I woke up to this. My sl was $1,000 and I have had 2 statements cut. Unfortunately at the time I requested the increase I was at 99% utilization and was about to pay it today. I also have cap 1 platinum secured $1551.00. The $3000 is the MOST credit I have ever have. Also Cap ! EO are supposed to making gw adjustments for another qs1 i had. One thing im confused about does anybody know why its SPARK BUSINESS??

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Capital One 3x 61 days!!!!!

Wait, Im confused. Is this supposed to be a CLI on a QS1 card but they sent you confirmation for a Spark business account instead or do you have a Spark business card also?
Message 2 of 9
smoop88
Regular Contributor

Re: Capital One 3x 61 days!!!!!

I have a qs1 mastercard im confused too. I dont have a business or a spark business card!!

Message 3 of 9
NRB525
Super Contributor

Re: Capital One 3x 61 days!!!!!

Do any of your Capital One cards end in those same 4 digits on the notice?

 

More importantly, does your online Capital One account where you actually log in show the $3,000 credit line on any of your cards?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 9
smoop88
Regular Contributor

Re: Capital One 3x 61 days!!!!!

i posted this in credit card and yes last four is the same and the name is the same

Message 5 of 9
NRB525
Super Contributor

Re: Capital One 3x 61 days!!!!!

First, you should not open two threads on the same topic.

 

Next, to my question, did you log in to your Capital One account and verify what your accounts look like there? Email can be spoofed, are not trustworthy, particularly on a mobile device where it's difficult to get the tracing of the true source of the email.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 9
smoop88
Regular Contributor

Re: Capital One 3x 61 days!!!!!

sorry about that and yes ive logged on because im well aware about spoofing. I thought would have been a given because in my thread i stated that i requested the credit limit increase.

Message 7 of 9
Anonymous
Not applicable

Re: Capital One 3x 61 days!!!!!

My wife got a CLI on her QS and got that weird Spark email also even though she does not have a Spark.  My guess is Capital One isnt even aware of the fact their system is sending the wrong messages.

Message 8 of 9
Anonymous
Not applicable

Re: Capital One 3x 61 days!!!!!

Congrats

Message 9 of 9
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