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I just received an invitation, in a nice looking package, from Capital One for the Spark Business card so they have my attention, at least temporarily!
Just wondering does anyone know what type of limit they usually offer on this card and is this a three bureau pull? I know Capital One is infamous for the three bureau pull.
Thanks,
Frank
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Definitely a 3 bureau pull. As far as limit YMMV, I've seen people with $500 limits, I have $10k.
Not only is it a triple pull, it reports to personal credit.
@Anonymous wrote:Not only is it a triple pull, it reports to personal credit.
This is 100% correct. Not sure how I failed to mention that!
If this is the Spark Green Business Cash card and your scores are in the 780 range... you could see $20-$50k on approval.
@Uncle_Money wrote:I just received an invitation, in a nice looking package, from Capital One for the Spark Business card so they have my attention, at least temporarily!
Just wondering does anyone know what type of limit they usually offer on this card and is this a three bureau pull? I know Capital One is infamous for the three bureau pull.
Thanks,
Frank
1. I don't know what kind of limits they give out but in my case I was given a $15k starting limit, and my scores were significantly lower than yours.
2. Yes they will probably do a double or triple pull.
With pulling all 3 bureaus, how far does that drop your score???
Thanks
@kennerchick wrote:With pulling all 3 bureaus, how far does that drop your score???
Thanks
Yes, they will pull all three reports and no one here can tell you how it will affect your scores.