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Valued Member
Posts: 25
Registered: ‎03-20-2009
0

Capital One SPARKS CLASSIC

Hey there CREDIT compadres....LOL

 

SO My credit repair is several years in the MAKING...when I pay my bills down and get my utilization LOW i can get to the 635-650 range..I am stuck with

with low credit limits..WHAT DO I DO...i HAVE A NEW BUSINESS ALTHOUGH MY eiN NUMBER IS ABOUT 5 YEARS OLD...I APPLIED FOR THE BUSINESS CARD BECAUSE THE GUY WHO OPENED MY REWARDS CARD..TOLD ME I SHOULD GET IT...i PAY LIKE 750 BUCKS A MONTH ON MY CAPITAL ONE, AND HE SEEMED IMPRESSED WITH THAT....SO I CALLED TO SEE WHAT WAS TAKING SO LONG AND THEY WANTED TO VERIFY MY INCOME AND ADDRESS...i FAXED THE INFO IN TODAY..i WANT THE CARD SO BAD!!!!!!!!!!!! BUT WITH THESE LOW LIMITS...WHAT DO YOU GUYS THINK..i WAS A VICTOM OF IDENTITY THEFT RECENTLY AND HAVENT BEEN ABLE TO GE THE INQUIRIES REMOVED..SO I HAVE A DOZEN....WOULD THEY ASK FOR THE VERIFICATION AND STILL DENY ME...SEEMS LIKE TORTURE..help!!!!!!!!!!!!!!!

 

CAPITAL ONE-750

CAPITAL ONE REWARDS-300 (STEPS PROGRAM)

CARCREDIT-600

BLOOMINGDALES-UNDISCLOSED, BUT THEY STOP ME AT 600-800

FIRST PREMIER-200

CREDIT ONE BANK-500

 

MY FICO IS 630 TRANS

623- THE OTHER ONE, I THINK THAT EQUIFAX RIGHT..LOL

Epic Contributor
Posts: 23,797
Registered: ‎10-23-2007
0

Re: Capital One SPARKS CLASSIC


propertyvirgins wrote:

Hey there CREDIT compadres....LOL

 

SO My credit repair is several years in the MAKING...when I pay my bills down and get my utilization LOW i can get to the 635-650 range..I am stuck with

with low credit limits..WHAT DO I DO...i HAVE A NEW BUSINESS ALTHOUGH MY eiN NUMBER IS ABOUT 5 YEARS OLD...I APPLIED FOR THE BUSINESS CARD BECAUSE THE GUY WHO OPENED MY REWARDS CARD..TOLD ME I SHOULD GET IT...i PAY LIKE 750 BUCKS A MONTH ON MY CAPITAL ONE, AND HE SEEMED IMPRESSED WITH THAT....SO I CALLED TO SEE WHAT WAS TAKING SO LONG AND THEY WANTED TO VERIFY MY INCOME AND ADDRESS...i FAXED THE INFO IN TODAY..i WANT THE CARD SO BAD!!!!!!!!!!!! BUT WITH THESE LOW LIMITS...WHAT DO YOU GUYS THINK..i WAS A VICTOM OF IDENTITY THEFT RECENTLY AND HAVENT BEEN ABLE TO GE THE INQUIRIES REMOVED..SO I HAVE A DOZEN....WOULD THEY ASK FOR THE VERIFICATION AND STILL DENY ME...SEEMS LIKE TORTURE..help!!!!!!!!!!!!!!!

 

CAPITAL ONE-750

CAPITAL ONE REWARDS-300 (STEPS PROGRAM)

CARCREDIT-600

BLOOMINGDALES-UNDISCLOSED, BUT THEY STOP ME AT 600-800

FIRST PREMIER-200

CREDIT ONE BANK-500

 

MY FICO IS 630 TRANS

623- THE OTHER ONE, I THINK THAT EQUIFAX RIGHT..LOL


Can we come off CAPS please!

 

Close Credit One and First Premier!!!

 

You already applied for the business card or not yet?

 

Who do you bank with personal and business?

What kind of business? 

Maybe Staples, Office Depot or something to start out with business credit.

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
72 Cards and Counting :smileytongue:
Valued Member
Posts: 25
Registered: ‎03-20-2009
0

Re: Capital One SPARKS CLASSIC

Close my two OLDEST tradelines? Imma do that Immediately.I think the CAPS perturbed you so, your advice suffered..

 

 

I did get a approval letter from Capital One Sparks today!!!!!!!!!!!!!!!!

No credit limit yet..But Im excited...LOL

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