Reply
Valued Member
propertyvirgins
Posts: 25
Registered: ‎03-20-2009
0

Capital One SPARKS CLASSIC

Hey there CREDIT compadres....LOL

 

SO My credit repair is several years in the MAKING...when I pay my bills down and get my utilization LOW i can get to the 635-650 range..I am stuck with

with low credit limits..WHAT DO I DO...i HAVE A NEW BUSINESS ALTHOUGH MY eiN NUMBER IS ABOUT 5 YEARS OLD...I APPLIED FOR THE BUSINESS CARD BECAUSE THE GUY WHO OPENED MY REWARDS CARD..TOLD ME I SHOULD GET IT...i PAY LIKE 750 BUCKS A MONTH ON MY CAPITAL ONE, AND HE SEEMED IMPRESSED WITH THAT....SO I CALLED TO SEE WHAT WAS TAKING SO LONG AND THEY WANTED TO VERIFY MY INCOME AND ADDRESS...i FAXED THE INFO IN TODAY..i WANT THE CARD SO BAD!!!!!!!!!!!! BUT WITH THESE LOW LIMITS...WHAT DO YOU GUYS THINK..i WAS A VICTOM OF IDENTITY THEFT RECENTLY AND HAVENT BEEN ABLE TO GE THE INQUIRIES REMOVED..SO I HAVE A DOZEN....WOULD THEY ASK FOR THE VERIFICATION AND STILL DENY ME...SEEMS LIKE TORTURE..help!!!!!!!!!!!!!!!

 

CAPITAL ONE-750

CAPITAL ONE REWARDS-300 (STEPS PROGRAM)

CARCREDIT-600

BLOOMINGDALES-UNDISCLOSED, BUT THEY STOP ME AT 600-800

FIRST PREMIER-200

CREDIT ONE BANK-500

 

MY FICO IS 630 TRANS

623- THE OTHER ONE, I THINK THAT EQUIFAX RIGHT..LOL

Mega Contributor
Creditaddict
Posts: 19,557
Registered: ‎10-23-2007
0

Re: Capital One SPARKS CLASSIC


propertyvirgins wrote:

Hey there CREDIT compadres....LOL

 

SO My credit repair is several years in the MAKING...when I pay my bills down and get my utilization LOW i can get to the 635-650 range..I am stuck with

with low credit limits..WHAT DO I DO...i HAVE A NEW BUSINESS ALTHOUGH MY eiN NUMBER IS ABOUT 5 YEARS OLD...I APPLIED FOR THE BUSINESS CARD BECAUSE THE GUY WHO OPENED MY REWARDS CARD..TOLD ME I SHOULD GET IT...i PAY LIKE 750 BUCKS A MONTH ON MY CAPITAL ONE, AND HE SEEMED IMPRESSED WITH THAT....SO I CALLED TO SEE WHAT WAS TAKING SO LONG AND THEY WANTED TO VERIFY MY INCOME AND ADDRESS...i FAXED THE INFO IN TODAY..i WANT THE CARD SO BAD!!!!!!!!!!!! BUT WITH THESE LOW LIMITS...WHAT DO YOU GUYS THINK..i WAS A VICTOM OF IDENTITY THEFT RECENTLY AND HAVENT BEEN ABLE TO GE THE INQUIRIES REMOVED..SO I HAVE A DOZEN....WOULD THEY ASK FOR THE VERIFICATION AND STILL DENY ME...SEEMS LIKE TORTURE..help!!!!!!!!!!!!!!!

 

CAPITAL ONE-750

CAPITAL ONE REWARDS-300 (STEPS PROGRAM)

CARCREDIT-600

BLOOMINGDALES-UNDISCLOSED, BUT THEY STOP ME AT 600-800

FIRST PREMIER-200

CREDIT ONE BANK-500

 

MY FICO IS 630 TRANS

623- THE OTHER ONE, I THINK THAT EQUIFAX RIGHT..LOL


Can we come off CAPS please!

 

Close Credit One and First Premier!!!

 

You already applied for the business card or not yet?

 

Who do you bank with personal and business?

What kind of business? 

Maybe Staples, Office Depot or something to start out with business credit.

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Valued Member
propertyvirgins
Posts: 25
Registered: ‎03-20-2009
0

Re: Capital One SPARKS CLASSIC

Close my two OLDEST tradelines? Imma do that Immediately.I think the CAPS perturbed you so, your advice suffered..

 

 

I did get a approval letter from Capital One Sparks today!!!!!!!!!!!!!!!!

No credit limit yet..But Im excited...LOL


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+