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Valued Member
Posts: 72
Registered: ‎03-25-2010
0

Re: Capital One Spark... Update... APPROVED!!

Congrats

 

$200 $500 $1500 $2000 $5500
Member
Posts: 19
Registered: ‎04-12-2013
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Re: Capital One Spark... Update... APPROVED!!

I have a Cap One Spark Business card that I got about 9 years ago it was one of my first credit cards and didn't have much credit history. They gave me a $500 limit. I haven't used the card since about 2007 and I haven't even had the physical card in years. I logged into my account the other day and click the button to request a credit line increase, since $500 is barely worth using it. They denied the increase since I haven't used the card in so long there's not payment history for them to grade me on. I called them the other day and requested a new card and I'm going to start using it some and paying it off quckly to see if they'll give me a CLI.

Citi Dividend WEMC $15,000, Amex Blue Cash Preferred $12,900, Total Rewards Visa Sig $12,700, BOA Cash Rewards WMC $6,500, Chase Marriott Reward Premier Visa Sig $6,000, Synchrony $5,000, Kohl's $1,500, Cap One Spark Business Visa $500,
Regular Contributor
Posts: 198
Registered: ‎02-08-2013
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Re: Capital One Spark... Update... APPROVED!!

Credit Addict. What were your FICO scores when you got approved for Sparks? 


Current Score: EX: 718, EQ: 715, TU: 720
Goal Score: EX: 750, EQ: 750, TU: 750

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Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
0

Re: Capital One Spark... Update... APPROVED!!

Somewhere between 577-590 I think
My car was reporting 60 days late and reported 90 right after they pulled and my other settlement had not reported yet.

I'm now in process of asking for cli on my person first since it's multiple years old because car lates were removed back to turn in and other account updated out so I have no debt basically and no lates, etc.
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: Capital One Spark... Update... APPROVED!!

This may seem a little bit trivial, and perhaps it is, but I am going to ask anyway. First, let me say congrats for the approval. Secondly, in this full page color ad that you are taking out in the paper....what is it going to say? lol! Congrats bro.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Epic Contributor
Posts: 22,721
Registered: ‎10-23-2007
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Re: Capital One Spark... Update... APPROVED!!


Swapmeet wrote:

This may seem a little bit trivial, and perhaps it is, but I am going to ask anyway. First, let me say congrats for the approval. Secondly, in this full page color ad that you are taking out in the paper....what is it going to say? lol! Congrats bro.


HAHA

 

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

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