Just wanted to post a data point. As we have seen a lot of unusual activity from Cap 1 lately. CL reductions, account closures, and not being as generous with the cl increases.
I have a cap 1 qs that should be eligible for an increase. Been six months since the last one.
Have been carrying a 0% balance for about 3 or 4 months and just paid it off. Was paying just a cpl hundred a month up until I pif.
Denied for payments too low. So I will start using it to pay household bills again and try again a few months. I believe then I will get some love on this one too.
I also have a spark business card that is just over 2 years old. I have gotten steady increases on it since I got it.
Starting limit 500
Don't remember the exact dates but basicall every 6 months I have gotten a cli.
It was sitting at 8000 today and I decided to push the button. I was fully expecting to get a denial this go around because it seems that they are tightening up quite a bit.
But luckily I received a bump to 11000. so a 3000 dollar increase.
I run on average between 1500 to 4000 through the card every month and normally pif.
My scores are all in the 700 range and my inquiries are eq 9, tu 3, ex 3.
