01-20-2012 10:04 AM
I had TU open only because I had to mail in request to get froze so I made a couple last ditch approvals before it locked down. Got instantly approved for person Capital One which surprised me since they pull all 3.
So I was like well lets see and went back in and applied for Spark and got instant denied, letter came yesterday, it was declined only for the reason of not having access to EQ and EX but my TU was a 663.
Seems odd they approved Personal but not Business.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO