Wanted to share that I "borrowed" a Chase Ink Plus pre-selected offer from my parent's address that was addressed to generic 'Business Owner'. Used the invitation/offer code to apply online with my different business address. Had to recon, but fast easy recon for a 5K approval. Unfortunately, it wasn't not the super lucrative 70,000 bonus point offer and just the standard 50,000 offer.
However, the APR terms were 2% lower than what Chase is publicly offering at 15.24%, so it was a no brainer to get a 13.24% card when my lowest card opened before the CARD act got rate jacked to "only" 12.65%.
Given how notorious Chase is with never ever lowering APRs, do most people have their Chase Ink Plus remain at 15.24% APR?
Also, it may be possible to “borrow” a 70,000 bonus point offer from someone you know if it’s targeted to a generic ‘Business Owner’ but YMMV.
